Yiren Digital/$YRD

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About Yiren Digital

Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

Ticker

$YRD
Sector

Primary listing

NYSE

Employees

949
Headquarters

Yiren Digital Metrics

BasicAdvanced
$518M
2.88
$2.08
0.86
$0.37
6.67%

Bulls say / Bears say

Q2 2025 revenue increased 10% year-over-year to RMB1.65 billion, led by consistently strong growth in financial services (Reuters).
Net income bounced back to RMB357.5 million in Q2 2025, marking a return to profitability and showing operational improvements (Reuters).
Total loans facilitated in Q2 2025 climbed 34% quarter-on-quarter to RMB20.3 billion, reflecting strong lending momentum, especially for small revolving loan products (Reuters).
Q1 2025 net income fell 49% year-over-year to RMB247.5 million, mainly due to substantial upfront provisions required by the risk-taking model, putting pressure on profitability (PR Newswire).
Revenue from the insurance brokerage business dropped 43% year-over-year to RMB71.5 million in Q1 2025, as a result of regulatory product changes and lower commission rates, exposing obstacles to diversifying revenue sources (PR Newswire).
Yiren Digital shares tumbled 14.67% at the open following weak Q1 2025 earnings and the CFO’s resignation, signaling investor doubt about near-term growth and management continuity (Tiger Brokers).
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.

Yiren Digital Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Yiren Digital Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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Sept30
Yiren Digital
DividendEx-dividend
Oct15
Yiren Digital
DividendPayment
$0.22Per share
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