Yiren Digital/$YRD

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About Yiren Digital

Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

Ticker

$YRD

Primary listing

NYSE

Industry

Consumer Finance
Headquarters

Employees

949

ISIN

US98585L1008

Yiren Digital Metrics

BasicAdvanced
$526M
2.84
$2.15
0.76
$0.37
6.57%

Bulls say / Bears say

Yiren Digital's financial services segment experienced a 72% year-over-year increase in total loan volume in Q4 2023, reaching RMB 11.6 billion, marking the fourth consecutive quarter of double-digit growth. (Insider Monkey)
The company has demonstrated strong financial health, with a net profit margin of approximately 42.5% in 2023 and a robust return on equity of around 25.7%, indicating efficient operational management. (TipRanks)
Yiren Digital's strategic investments in artificial intelligence and international expansion, particularly in the Philippines and Mexico, have shown promising progress, positioning the company for future growth. (The Outpost)
Yiren Digital faced a notable 77% year-over-year decline in its insurance segment revenue, totaling RMB 91.5 million, which could impact overall profitability. (The Outpost)
The company's stock price experienced a 3.5% decline on October 14, 2024, trading as low as $6.17, reflecting potential investor concerns. (MarketBeat)
Yiren Digital was downgraded from a 'strong-buy' rating to a 'buy' rating by StockNews.com on October 7, 2024, indicating a less bullish outlook from analysts. (MarketBeat)
Data summarised monthly by Lightyear AI. Last updated on 11 Jun 2025.

Yiren Digital Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Yiren Digital Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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