Zions Bank/$ZION
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Capital at risk
About Zions Bank
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
- Ticker
- $ZION
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 9,195
- Headquarters
- Salt Lake City, United States
- Website
- www.zionsbancorporation.com
Zions Bank Metrics
BasicAdvanced
$9.5B
8.31
$7.85
0.78
$1.83
2.94%
Price and volume
Market cap
$9.5B
Beta
0.78
52-week high
$73.34
52-week low
$46.19
Average daily volume
1.4M
Dividend rate
$1.83
Financial strength
Dividend payout ratio (TTM)
23.23%
Profitability
Net profit margin (TTM)
31.76%
Operating margin (TTM)
41.88%
Effective tax rate (TTM)
21.99%
Revenue per employee (TTM)
$400,000
Management effectiveness
Return on assets (TTM)
1.32%
Return on equity (TTM)
16.40%
Valuation
Price to earnings (TTM)
8.312
Price to revenue (TTM)
2.597
Price to book
1.25
Price to tangible book (TTM)
1.46
Price to free cash flow (TTM)
5.713
Free cash flow yield (TTM)
17.50%
Free cash flow per share (TTM)
11.418
Dividend yield (TTM)
2.81%
Forward dividend yield
2.94%
Growth
Revenue change (TTM)
16.16%
Earnings per share change (TTM)
43.21%
3-year revenue growth (CAGR)
5.78%
3-year earnings per share growth (CAGR)
11.40%
10-year earnings per share growth (CAGR)
16.81%
3-year dividend per share growth (CAGR)
3.15%
10-year dividend per share growth (CAGR)
22.32%
What the Analysts think about Zions Bank
Analyst ratings (Buy, Hold, Sell) for Zions Bank stock.
Analyst projections of the future price of Zions Bank stock.
Bulls say / Bears say
Recurring operating performance improved despite the exceptional gains: adjusted EPS rose 10% year on year to $1.74, net interest income increased 4% and customer-related non-interest income grew 11%. Management also expects positive operating leverage of 100 to 150 basis points for 2026. (PR Newswire, Zions Bancorporation)
Credit quality remains a strength: annualised net charge-offs were just 0.06%, non-performing assets were 0.48% of loans and related assets, and classified loans fell to 3.72% from 4.43% a year earlier. The 1.13% allowance for credit losses provided 227% coverage of non-accrual loans. (Zions Bancorporation, Zions Bancorporation)
The balance sheet gives Zions room to invest and return capital: tangible book value per share rose 22% year on year to $44.74, while the Common Equity Tier 1 ratio strengthened to 11.8%. Deposits grew 4% year on year and short-term borrowings fell 79%, supporting a more resilient funding position. (PR Newswire, Zions Bancorporation)
The $3.05 second-quarter EPS was boosted by $215 million from selling Visa shares and $37 million from SBIC investments. Excluding these gains, EPS was $1.74, so the headline profit is not a reliable guide to recurring earnings. (PR Newswire, Zions Bancorporation)
Underlying growth remains measured: loans were up 3% year on year, deposits were seasonally lower than the prior quarter and the 3.27% net interest margin was flat sequentially. Loan yields also declined year on year as earlier rate cuts flowed through variable-rate lending, leaving earnings exposed if funding costs do not fall further. (PR Newswire, Earnings Calls)
Costs are still rising in areas such as technology, professional services and incentive pay, while credit-related expense increased partly because of higher loan-related legal costs. Adjusted non-interest expense rose 5% year on year, which could limit the benefit of fee and net interest income growth. (PR Newswire, Earnings Calls)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
Zions Bank Financial Performance
Revenues and expenses
Zions Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Zions Bank News
AllArticlesVideos
Zions Bancorp Analysts Increase Their Forecasts After Better-Than-Expected Q2 Earnings
Benzinga2 months ago
Zions Bancorporation, N.A. Q2 Earnings Call Highlights
MarketBeat2 months ago
Zions Bancorp Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call
Benzinga2 months ago
Funds containing Zions Bank
AllEURUSDGBP
Fund name | Fund size | $ZION weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | €1B | 1.51% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.28% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.28% |
L&G Global Quality Dividends£LDGG | £279M | 0.19% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.18% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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