Zurich Insurance Group AG/€ZURN
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About Zurich Insurance Group AG
Zurich Insurance Group AG is a multinational insurance company headquartered in Zurich, Switzerland. It offers a wide range of insurance products and services, including property and casualty insurance, life insurance, and various other financial services to individuals and businesses. The company operates through three main segments: Property & Casualty, Life, and Farmers, which caters to a diverse clientele globally. Established in 1872, Zurich Insurance has expanded its operations to over 170 countries, positioning itself as a significant player in the global insurance market. Its strategic emphasis on customer-centric solutions and innovation in digital offerings underscores its competitive advantage in adapting to evolving market needs.
Ticker
€ZURN
Sector
Primary listing
XGAT
Employees
63,000
Headquarters
Zurich, Switzerland
Website
ZURN Metrics
BasicAdvanced
€85B
17.56
€34.29
0.59
€30.15
5.01%
Price and volume
Market cap
€85B
Beta
0.59
52-week high
€655.45
52-week low
€529.09
Average daily volume
6K
Dividend rate
€30.15
Financial strength
Current ratio
19.385
Quick ratio
12.23
Long term debt to equity
54.154
Total debt to equity
59.767
Dividend payout ratio (TTM)
79.70%
Interest coverage (TTM)
20.77%
Profitability
EBITDA (TTM)
7,445.231
Gross margin (TTM)
22.06%
Net profit margin (TTM)
8.40%
Operating margin (TTM)
12.69%
Effective tax rate (TTM)
26.36%
Revenue per employee (TTM)
€936,020
Management effectiveness
Return on assets (TTM)
1.47%
Return on equity (TTM)
24.09%
Valuation
Price to earnings (TTM)
17.563
Price to revenue (TTM)
1.463
Price to book
3.21
Price to tangible book (TTM)
6.46
Price to free cash flow (TTM)
15.886
Free cash flow yield (TTM)
6.29%
Free cash flow per share (TTM)
37.907
Dividend yield (TTM)
5.01%
Forward dividend yield
5.01%
Growth
Revenue change (TTM)
5.63%
Earnings per share change (TTM)
21.15%
3-year revenue growth (CAGR)
3.31%
10-year revenue growth (CAGR)
0.08%
3-year earnings per share growth (CAGR)
4.42%
10-year earnings per share growth (CAGR)
4.62%
3-year dividend per share growth (CAGR)
8.59%
10-year dividend per share growth (CAGR)
6.09%
What the Analysts think about ZURN
Analyst ratings (Buy, Hold, Sell) for Zurich Insurance Group AG stock.
Bulls say / Bears say
Zurich’s business operating profit (BOP) increased 6% to $4.2 billion in H1 2025, slightly ahead of analyst forecasts.
The P&C segment posted a 9% rise in BOP to $2.4 billion and improved its combined ratio by 1.2 percentage points to 92.4% during H1 2025, highlighting strong underwriting discipline.
Farmers reported a record H1 operating profit of $1.2 billion (up 4%), along with the first growth in policy count in over ten years and a surplus ratio of 45.7%.
Zurich's shares have lagged competitors this year, reflecting its significant U.S. exposure and the drag from a weaker U.S. dollar, which negatively impacts reported earnings.
The euro and Swiss franc have both gained around 13% against the U.S. dollar, while new U.S. tariffs on Swiss companies add currency and trade risks, potentially weighing on revenue and profit margins.
A record $18.1 billion in catastrophe bond issuance in 2025 points to rising climate risks and greater underwriting volatility for insurers such as Zurich.
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
ZURN Financial Performance
Revenues and expenses
ZURN Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Zurich Insurance Group AG stock?
Zurich Insurance Group AG (ZURN) has a market cap of €85B as of September 17, 2025.
What is the P/E ratio for Zurich Insurance Group AG stock?
The price to earnings (P/E) ratio for Zurich Insurance Group AG (ZURN) stock is 17.56 as of September 17, 2025.
Does Zurich Insurance Group AG stock pay dividends?
Yes, the Zurich Insurance Group AG (ZURN) stock pays dividends to shareholders. As of September 17, 2025, the dividend rate is €30.14861 and the yield is 5.01%. Zurich Insurance Group AG has a payout ratio of 79.7% on a trailing twelve-month basis.
When is the next Zurich Insurance Group AG dividend payment date?
The next Zurich Insurance Group AG (ZURN) dividend payment date is unconfirmed.
What is the beta indicator for Zurich Insurance Group AG?
Zurich Insurance Group AG (ZURN) has a beta rating of 0.59. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.