Zurich Insurance Group AG/€ZURN
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Capital at risk
About Zurich Insurance Group AG
Zurich Insurance Group AG is a multinational insurance company headquartered in Zurich, Switzerland. It offers a wide range of insurance products and services, including property and casualty insurance, life insurance, and various other financial services to individuals and businesses. The company operates through three main segments: Property & Casualty, Life, and Farmers, which caters to a diverse clientele globally. Established in 1872, Zurich Insurance has expanded its operations to over 170 countries, positioning itself as a significant player in the global insurance market. Its strategic emphasis on customer-centric solutions and innovation in digital offerings underscores its competitive advantage in adapting to evolving market needs.
- Ticker
- €ZURN
- Sector
- Finance
- Primary listing
- XGAT
- Employees
- 65,000
- Headquarters
- Zurich, Switzerland
- Website
- www.zurich.com
ZURN Metrics
BasicAdvanced
€91B
13.71
€43.60
0.32
€32.56
5.45%
Price and volume
Market cap
€91B
Beta
0.32
52-week high
€675.60
52-week low
€576.60
Average daily volume
271K
Dividend rate
€32.56
Financial strength
Current ratio
27.188
Quick ratio
17.82
Long term debt to equity
0.394
Total debt to equity
0.464
Dividend payout ratio (TTM)
77.86%
Interest coverage (TTM)
22.39%
Profitability
EBITDA (TTM)
10,053.286
Gross margin (TTM)
24.29%
Net profit margin (TTM)
9.38%
Operating margin (TTM)
14.66%
Effective tax rate (TTM)
28.94%
Revenue per employee (TTM)
€1,042,700
Management effectiveness
Return on assets (TTM)
1.74%
Return on equity (TTM)
25.70%
Valuation
Price to earnings (TTM)
13.714
Price to revenue (TTM)
1.274
Price to book
2.66
Price to tangible book (TTM)
4.41
Price to free cash flow (TTM)
40.458
Free cash flow yield (TTM)
2.47%
Free cash flow per share (TTM)
14.778
Dividend yield (TTM)
5.45%
Forward dividend yield
5.45%
Growth
Revenue change (TTM)
10.42%
Earnings per share change (TTM)
21.34%
3-year revenue growth (CAGR)
7.68%
10-year revenue growth (CAGR)
2.47%
3-year earnings per share growth (CAGR)
21.18%
10-year earnings per share growth (CAGR)
18.11%
3-year dividend per share growth (CAGR)
13.38%
10-year dividend per share growth (CAGR)
8.34%
What the Analysts think about ZURN
Analyst ratings (Buy, Hold, Sell) for Zurich Insurance Group AG stock.
Analyst projections of the future price of Zurich Insurance Group AG stock.
Bulls say / Bears say
Zurich’s first-half 2026 results showed strong operating momentum: business operating profit rose 13% to USD 4.8 billion, core EPS increased 11.5%, core ROE reached 27.1%, and the SST ratio stood at a robust 266%. (Zurich Insurance Group)
Growth is concentrated in attractive businesses linked to technology and infrastructure spending: Global Specialty premiums rose 8%, construction grew 18% on data-center and energy-infrastructure demand, and Life protection premiums increased 10%, supporting higher-margin expansion. (Zurich Insurance Group)
The proposed Beazley acquisition would strengthen Zurich’s specialty-insurance franchise, with management identifying more than USD 1 billion of potential medium-term annual revenue growth and forecasting mid-single-digit core-EPS accretion from the first year after completion. (Zurich Insurance Group)
The proposed Beazley acquisition requires CHF 3.9 billion (about USD 5.0 billion) of new financing, with Zurich estimating a roughly 30-percentage-point reduction in its SST ratio and a 3-percentage-point increase in leverage; execution could therefore constrain capital flexibility despite the expected accretion. (Zurich Insurance Group)
Beazley’s expected H2 2026 closing remains subject to regulatory and antitrust approvals, creating integration, timing and realization risk around Zurich’s projected mid-single-digit first-year core-EPS accretion and more than USD 1 billion of medium-term annual revenue opportunities. (Zurich Insurance Group)
Zurich remains exposed to catastrophe volatility and softer pricing in property and excess-and-surplus lines; the company specifically noted that property and E&S market conditions were softer, while Bloomberg reported insurers are reassessing a potentially structural increase in European catastrophe risk. (Zurich Insurance Group Bloomberg)
Data summarised monthly by Lightyear AI. Last updated on 9 Sept 2026.
ZURN Financial Performance
Revenues and expenses
ZURN Earnings Performance
Company profitability
Upcoming events
No upcoming events
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.