Zurich Insurance Group AG/Fr. ZURN
1D1W1MYTD1Y5YMAX
Capital at risk
About Zurich Insurance Group AG
Zurich Insurance Group AG is a global insurance company headquartered in Zurich, Switzerland. It operates in the insurance industry, providing a wide range of general and life insurance products and services to individuals, small businesses, and large corporations. The company's core segments include Property & Casualty, Life Insurance, and Farmers. Founded in 1872, Zurich has a strong international presence, serving customers in over 215 countries and territories. Its strategic positioning is bolstered by its extensive network, diversified product offerings, and strong brand recognition, which contribute to its competitive strengths in the global insurance market.
- Ticker
- Fr. ZURN
- Sector
- Finance
- Primary listing
- XSWX
- Employees
- 65,000
- Headquarters
- Zurich, Switzerland
- Website
- www.zurich.com
ZURN Metrics
BasicAdvanced
CHF 87B
13.98
CHF 40.90
0.32
CHF 30.00
5.25%
Price and volume
Market cap
CHF 87B
Beta
0.32
52-week high
CHF 626.00
52-week low
CHF 521.00
Average daily volume
275K
Dividend rate
CHF 30.00
Financial strength
Current ratio
27.188
Quick ratio
17.82
Long term debt to equity
0.394
Total debt to equity
0.464
Dividend payout ratio (TTM)
77.86%
Interest coverage (TTM)
22.39%
Profitability
EBITDA (TTM)
9,430.395
Gross margin (TTM)
24.29%
Net profit margin (TTM)
9.38%
Operating margin (TTM)
14.66%
Effective tax rate (TTM)
28.94%
Revenue per employee (TTM)
CHF 978,100
Management effectiveness
Return on assets (TTM)
1.74%
Return on equity (TTM)
25.70%
Valuation
Price to earnings (TTM)
13.982
Price to revenue (TTM)
1.298
Price to book
2.69
Price to tangible book (TTM)
4.45
Price to free cash flow (TTM)
41.247
Free cash flow yield (TTM)
2.42%
Free cash flow per share (TTM)
13.863
Dividend yield (TTM)
5.25%
Forward dividend yield
5.25%
Growth
Revenue change (TTM)
10.42%
Earnings per share change (TTM)
21.34%
3-year revenue growth (CAGR)
7.68%
10-year revenue growth (CAGR)
2.47%
3-year earnings per share growth (CAGR)
21.18%
10-year earnings per share growth (CAGR)
18.11%
3-year dividend per share growth (CAGR)
13.38%
10-year dividend per share growth (CAGR)
8.34%
What the Analysts think about ZURN
Analyst ratings (Buy, Hold, Sell) for Zurich Insurance Group AG stock.
Analyst projections of the future price of Zurich Insurance Group AG stock.
Bulls say / Bears say
Zurich delivered strong first-half 2026 execution: business operating profit increased 13% to $4.8 billion, core EPS rose 11.5%, core ROE reached 27.1%, and the Swiss Solvency Test ratio stood at a robust 266%. (Zurich Insurance)
The company is concentrating growth in attractive-margin businesses: Global Specialty premiums rose 8%, construction premiums grew 18% on data-center and infrastructure demand, Life protection premiums increased 10%, and P&C maintained a 92.7% combined ratio. (Zurich Insurance)
Farmers showed improving operating momentum, with policy count up 215,000, gross written premiums up 4%, an 82.4% combined ratio, and an S&P Global financial-strength upgrade of the Farmers Exchanges to AA- with a stable outlook. (Zurich Insurance)
Commercial pricing momentum is moderating: Zurich reported overall P&C rates up only 1% in the first half of 2026, with commercial rates down 1% and lower volumes in Large Property and U.S. Programs; its earlier update also described property and excess-and-surplus lines as softer. (Zurich Insurance)
Farmers remains a competitive and potentially volatile earnings area: although policy count improved, first-half Farmers business operating profit rose only 2% to $1.2 billion and was reported below analyst estimates. (Insurance Journal)
Climate-related catastrophe risk could pressure future claims and capital needs, particularly across Zurich’s European property book, as insurers increasingly expect higher premiums and larger natural-catastrophe losses from a persistent shift in risk conditions. (Bloomberg Law)
Data summarised monthly by Lightyear AI. Last updated on 9 Sept 2026.
ZURN Financial Performance
Revenues and expenses
ZURN Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing ZURN
AllEURGBPUSD
Fund name | Fund size | Fr. ZURN weighting |
|---|---|---|
iShares STOXX Europe 600 Insurance€A0H08K | €603M | 12.01% |
iShares MSCI Europe SRI€IESE | €3.1B | 3.05% |
iShares MSCI Europe SRI£IESG | £2.6B | 3.05% |
iShares MSCI Europe Financials Sector€ESIF | €1.7B | 2.93% |
iShares MSCI Europe Financials Sector£ESIF | £1.5B | 2.93% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.