Simple, fair and transparent pricing
You pay us for these things
We’ll give you these for free
...and we’ll also pay you interest
Oh, and there’s the Government
Also, our partners charge for this

Invest in ETFs, free of Lightyear fees
- Free to deposit by bank transfer.
- No execution fees for investing in ETFs.
- No custody fees for holding your investments with us.
- No FX fees when you invest in your home currency — we have ETFs priced in EUR, GBP and USD.

Multi-currency investing
- No more double conversion fees on each trade — You choose when and how much you convert.
- Your money is always converted at the live interbank rate — the rate at which banks convert currencies with each other.
- Earn interest on your uninvested cash — USD (4.50%), EUR (3.25%), GBP (4.50%) and HUF (8.25%) p.a gross.
How we compare

LHVSecurities account | SwedbankSecurities account | IBKRPro-tiered | ||
---|---|---|---|---|
ETFs | Free | 0.14% €9 min | 0.14% €9.90 min | $0.0035/share $0.35 min |
Monthly fee | Free | Free | Free | Free |
US shares per successful order | $1 max | 0.14% €9 min | 0.14% €9.90 min | $0.0035/share $0.35 min |
UK shares per successful order | £1 | 0.14% €9 min | 0.14% €9.90 min | 0.05% £1 min |
EU shares per successful order | €1 | 0.14% €9 min | 0.14% €9.90 min | 0.05% €1.25 min |
Currency conversion (FX) | 0.35% | ~ 1% | ~1% | 0.2 bps €2 min |
Multi-currency | ||||
Interest on GBP | 4.50% | 0.00% | ||
Interest on USD | 4.50% | 0.00% | ||
Interest on EUR | 3.25% | 0.01% | 0.01% | 0.00% |
Pricing comparison of other providers as of 3rd of April 2023 based on a portfolio of €7,000. Information displayed on the table above is based on competitors' websites information. For the most up to date information please visit their respective websites.
LHV: Information displayed corresponds to internet bank or mobile app fess in a Securities Account. Estonian (OMX Tallinn), Latvian (OMX Riga) and Lithuanian (OMX Vilnius) shares are free of charge. With LHV client service an additional €25 will need to be added to the transaction fee for shares trading.
Swedbank: Information displayed corresponds to internet bank fees in a Securities Account. Estonian (OMX Tallinn), Latvian (OMX Riga) and Lithuanian (OMX Vilnius) shares are free of charge.
Interactive Brokers: Offers different plans for Europe depending on the country. In the above table the IBKR Tiered Pro plan is represented. Other plans offered are Tiered and Fixed offering a minimum per order starting at a minimum of €4.00, or starting at 0.05% but these amounts may vary depending on the country. Interest rates offered are also tiered with 0% on the first $10,000 and % 4.330 (BM - 0.5%) for everything above $10,000 for USD; 0% on the first €10,000 and 2.394% (BM - 0.5%) for everything above €10,000; and 0% on the first £8,000 and 3.427% (BM - 0.75%) for everything above £8,000.