Aflac/$AFL
1D1W1MYTD1Y5YMAX
Capital at risk
About Aflac
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
- Ticker
- $AFL
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 12,716
- Headquarters
- Columbus, United States
- Website
- www.aflac.com
Aflac Metrics
BasicAdvanced
$57B
12.22
$9.37
0.60
$2.41
2.13%
Price and volume
Market cap
$57B
Beta
0.6
52-week high
$130.22
52-week low
$105.43
Average daily volume
2.1M
Dividend rate
$2.41
Financial strength
Current ratio
0.892
Quick ratio
0.783
Long term debt to equity
27.807
Total debt to equity
28.797
Dividend payout ratio (TTM)
24.56%
Interest coverage (TTM)
24.91%
Profitability
EBITDA (TTM)
6,065
Gross margin (TTM)
50.89%
Net profit margin (TTM)
26.91%
Operating margin (TTM)
33.36%
Effective tax rate (TTM)
15.97%
Revenue per employee (TTM)
$1,420,000
Management effectiveness
Return on assets (TTM)
3.13%
Return on equity (TTM)
16.91%
Valuation
Price to earnings (TTM)
12.216
Price to revenue (TTM)
3.274
Price to book
1.9
Price to tangible book (TTM)
1.9
Price to free cash flow (TTM)
22.351
Free cash flow yield (TTM)
4.47%
Free cash flow per share (TTM)
5.122
Dividend yield (TTM)
2.11%
Forward dividend yield
2.13%
Growth
Revenue change (TTM)
13.57%
Earnings per share change (TTM)
111.55%
3-year revenue growth (CAGR)
-1.00%
10-year revenue growth (CAGR)
-1.65%
3-year earnings per share growth (CAGR)
6.46%
10-year earnings per share growth (CAGR)
11.91%
3-year dividend per share growth (CAGR)
13.22%
10-year dividend per share growth (CAGR)
11.38%
What the Analysts think about Aflac
Analyst ratings (Buy, Hold, Sell) for Aflac stock.
Analyst projections of the future price of Aflac stock.
Bulls say / Bears say
Capital returns remain substantial: Aflac returned $1.3 billion to shareholders in the second quarter of 2026 through $983 million of repurchases and $309 million of dividends, while the board increased the quarterly dividend 5.2% to $0.61 per share. (investors.aflac.com) (Aflac)
Underlying first-half momentum was better than the headline quarter: excluding foreign-currency effects, adjusted EPS increased 4.1%, while Aflac U.S. first-half net earned premiums rose 2.9% and second-quarter sales increased 2.6%. (investors.aflac.com) (Aflac)
Aflac’s second-quarter 2026 adjusted earnings fell 7.7% year over year to $883 million, while adjusted EPS declined 1.7%; Aflac U.S.’s pretax adjusted margin also compressed to 20.9% from 22.5% because of higher benefits. (investors.aflac.com) (Aflac)
A weaker yen remains a headwind because Japan is Aflac’s largest earnings contributor: currency reduced second-quarter 2026 adjusted EPS by $0.05, and the company reported a $5.0 billion unrealized foreign-currency translation loss at June 30, 2026. (investors.aflac.com) (Aflac)
Aflac’s investment portfolio remains a balance-sheet risk, with net unrealized losses on investment securities and derivatives of $2.8 billion at June 30, 2026, up from $1.8 billion a year earlier; reported equity also benefited materially from discount-rate assumption changes, making capital metrics sensitive to market conditions. (investors.aflac.com) (SEC)
Data summarised monthly by Lightyear AI. Last updated on 9 Sept 2026.
Aflac Financial Performance
Revenues and expenses
Aflac Earnings Performance
Company profitability
Upcoming events
No upcoming events
Aflac News
AllArticlesVideos
AFL's Fujikura 100S Splicer Earns Platinum Recognition in 2026 ISE Network Innovators' Awards
Business Wire2 weeks ago
AFL Rebrands Network Services as AFL Integria™, Reflecting Expanded Vision for North American Connectivity
Business Wire1 month ago
Aflac Q2 Earnings Call Highlights
MarketBeat1 month ago
Funds containing Aflac
AllEURGBPUSD
Fund name | Fund size | $AFL weighting |
|---|---|---|
SPDR S&P US Dividend Aristocrats€SPYD | €3.3B | 0.85% |
SPDR S&P US Dividend Aristocrats£USDV | £2.8B | 0.85% |
iShares S&P 500 Financials Sector$IUFS | $2.4B | 0.73% |
iShares S&P 500 Financials Sector£UIFS | £1.8B | 0.65% |
iShares Ageing Population€AGED | €822M | 0.53% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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