Ageas/€AGS
05:30
09:10
12:45
16:25
20:00
1D1W1MYTD1Y5YMAX
About Ageas
Ageas is an international insurance group headquartered in Brussels, Belgium. The company primarily operates in the insurance industry, offering a wide range of life and non-life insurance products. Ageas serves customers across Europe and Asia through wholly-owned subsidiaries and partnerships, focusing on markets such as Belgium, the UK, and various Asian countries. The group traces its origins back to the 19th century but was re-established as Ageas in 2010 following the dismantling of the Fortis group. Ageas is strategically positioned with a diversified portfolio and strong presence in both mature and emerging markets, supported by its expertise in bancassurance and multi-channel distribution networks.
Ticker
€AGS
Sector
Primary listing
BSE
Employees
16,797
Headquarters
Website
Ageas Metrics
BasicAdvanced
€11B
9.48
€6.25
0.75
€2.45
4.13%
Price and volume
Market cap
€11B
Beta
0.75
52-week high
€62.65
52-week low
€45.54
Average daily volume
8.3K
Dividend rate
€2.45
Financial strength
Current ratio
5.501
Quick ratio
5.327
Long term debt to equity
53.124
Total debt to equity
78.925
Dividend payout ratio (TTM)
54.29%
Interest coverage (TTM)
4.00%
Profitability
EBITDA (TTM)
1,165
Gross margin (TTM)
30.00%
Net profit margin (TTM)
13.39%
Operating margin (TTM)
10.69%
Effective tax rate (TTM)
17.11%
Revenue per employee (TTM)
€510,000
Management effectiveness
Return on assets (TTM)
0.59%
Return on equity (TTM)
15.07%
Valuation
Price to earnings (TTM)
9.478
Price to revenue (TTM)
1.268
Price to book
1.4
Price to tangible book (TTM)
1.77
Price to free cash flow (TTM)
7.562
Free cash flow yield (TTM)
13.22%
Free cash flow per share (TTM)
7.839
Dividend yield (TTM)
4.13%
Growth
Revenue change (TTM)
6.18%
Earnings per share change (TTM)
8.02%
3-year revenue growth (CAGR)
0.27%
10-year revenue growth (CAGR)
-5.13%
3-year earnings per share growth (CAGR)
2.81%
10-year earnings per share growth (CAGR)
4.13%
3-year dividend per share growth (CAGR)
-6.27%
10-year dividend per share growth (CAGR)
8.49%
What the Analysts think about Ageas
Analyst ratings (Buy, Hold, Sell) for Ageas stock.
Bulls say / Bears say
The April 2025 purchase of esure positions Ageas as the third-largest personal lines insurer in the UK, broadening its customer base and strengthening digital distribution via esure’s established online platform (Reuters).
Ageas delivered a net operating profit of €1.24 billion for 2024—beating market expectations—driven by a 10% rise in total inflows and a Solvency II ratio of 218%, highlighting robust profitability and capital strength (Reuters).
The August 2025 joint venture in Vietnam—where Ageas holds a 29% stake alongside Muang Thai Life and Military Bank—secures a 15-year exclusive bancassurance agreement and involves a €46 million capital investment, expanding Ageas’s footprint in high-growth Asian markets (Reuters).
The £1.3 billion acquisition of esure will be partly funded through debt, increasing Ageas’s leverage and potentially straining its credit metrics and interest coverage ratios (Reuters).
Ageas’s guidance for €1.3 billion in profits is explicitly conditional on “barring impacts from adverse weather or volatile markets,” underscoring its earnings susceptibility to external shocks (Reuters).
The integration of esure into Ageas UK is scheduled to stretch through 2027, posing multi-year execution risks that could lead to cost overruns or delayed synergies (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2025.
Ageas Financial Performance
Revenues and expenses
Ageas Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
Dec3
Ageas
DividendEx-dividend
Dec5
Ageas
DividendPayment
€1.50Per share
FAQs
What’s the current market cap for Ageas stock?
Ageas (AGS) has a market cap of €11B as of September 13, 2025.
What is the P/E ratio for Ageas stock?
The price to earnings (P/E) ratio for Ageas (AGS) stock is 9.48 as of September 13, 2025.
Does Ageas stock pay dividends?
Yes, the Ageas (AGS) stock pays dividends to shareholders. As of September 13, 2025, the dividend rate is €2.45 and the yield is 4.13%. Ageas has a payout ratio of 54.29% on a trailing twelve-month basis.
When is the next Ageas dividend payment date?
The next Ageas (AGS) dividend payment is scheduled for December 05, 2025.
What is the beta indicator for Ageas?
Ageas (AGS) has a beta rating of 0.75. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.