Alfa Financial Software Holdings /£ALFA
1D1W1MYTD1Y5YMAX
Capital at risk
About Alfa Financial Software Holdings
Alfa Financial Software, designated with the ticker ALFA, operates as a United Kingdom-based company, focusing on delivering specialized software systems and services predominantly for the asset and automotive finance industry. Founded in 1990, the company has expanded its influence globally, offering a comprehensive suite of solutions designed to streamline the operations of financial institutions. Alfa Financial Software is known for its product Alfa Systems, which integrates various aspects of finance from contract management to operations.
- Ticker
- £ALFA
- Sector
- Software & Cloud Services
- Primary listing
- LSE
- Employees
- 502
- Headquarters
- London, United Kingdom
- Website
- www.alfasystems.com
ALFA Metrics
BasicAdvanced
£471M
16.98
£0.09
0.23
£0.10
6.05%
Price and volume
Market cap
£471M
Beta
0.23
52-week high
£2.46
52-week low
£1.40
Average daily volume
630K
Dividend rate
£0.10
Financial strength
Current ratio
1.77
Quick ratio
1.613
Long term debt to equity
0.149
Total debt to equity
0.174
Interest coverage (TTM)
53.14%
Profitability
EBITDA (TTM)
37.5
Gross margin (TTM)
62.65%
Net profit margin (TTM)
21.42%
Operating margin (TTM)
28.77%
Effective tax rate (TTM)
24.73%
Revenue per employee (TTM)
£260,000
Management effectiveness
Return on assets (TTM)
25.56%
Return on equity (TTM)
53.84%
Valuation
Price to earnings (TTM)
16.98
Price to revenue (TTM)
3.635
Price to book
9.11
Price to tangible book (TTM)
35.74
Price to free cash flow (TTM)
17.737
Free cash flow yield (TTM)
5.64%
Free cash flow per share (TTM)
0.089
Dividend yield (TTM)
6.05%
Growth
Revenue change (TTM)
7.66%
Earnings per share change (TTM)
-5.68%
3-year revenue growth (CAGR)
8.12%
3-year earnings per share growth (CAGR)
2.44%
3-year dividend per share growth (CAGR)
7.72%
What the Analysts think about ALFA
Analyst ratings (Buy, Hold, Sell) for Alfa Financial Software Holdings stock.
Analyst projections of the future price of Alfa Financial Software Holdings stock.
Bulls say / Bears say
ARR of £48.5m, up 17% year-on-year, with NRR of 110% highlighting strong recurring revenue growth and customer retention (Reuters via TradingView)
Total Contract Value (TCV) grew 17% to £247.0m with Next 12 months TCV up 12% to £100.6m, demonstrating strong sales pipeline visibility (Reuters via TradingView)
Operational execution delivered two go-lives and maintained a late-stage pipeline of nine prospects with Alfa as preferred supplier on eight, underscoring delivery strength (Reuters via TradingView)
Operating profit fell 15% to £18.4m and EPS declined 15% to 4.55p, weighed down by £1.6m of severance costs and adverse FX hedge movements (Reuters via TradingView)
Cash generated from operations dropped 20% to £17.6m, and operating free cash flow conversion declined to 76% from 88%, reflecting working capital headwinds (Reuters via TradingView)
Software Engineering revenues fell 17% year-on-year to £8.6m, reducing gross margin through lower chargeable development work (Reuters via TradingView)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2026.
ALFA Financial Performance
Revenues and expenses
ALFA Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing ALFA
AllGBPEUR
Fund name | Fund size | £ALFA weighting |
|---|---|---|
Vanguard FTSE 250£VMID | £1.6B | 0.07% |
iShares FTSE 250£MIDD | £661M | 0.06% |
Xtrackers MSCI Europe Small Cap€DX2J | €3.2B | 0.02% |
Xtrackers MSCI Europe Small Cap£XXSC | £2.8B | 0.02% |
SPDR MSCI All Country World IM€SPYI | €7.5B | 0.00% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.