Ally Financial/$ALLY
Ally Financial shares fell amid a broad market sell-off as weak megacap technology earnings revived AI-spending concerns and rebounding oil prices added pressure.
15 hours agoLightyear AI
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Capital at risk
About Ally Financial
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
- Ticker
- $ALLY
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 10,300
- Headquarters
- Detroit, United States
- Website
- www.ally.com
Ally Financial Metrics
BasicAdvanced
$11B
8.75
$4.36
1.10
$1.20
3.14%
Price and volume
Market cap
$11B
Beta
1.1
52-week high
$47.29
52-week low
$35.92
Average daily volume
4.3M
Dividend rate
$1.20
Financial strength
Profitability
Net profit margin (TTM)
18.62%
Operating margin (TTM)
23.64%
Effective tax rate (TTM)
21.22%
Revenue per employee (TTM)
$780,000
Management effectiveness
Return on assets (TTM)
0.75%
Return on equity (TTM)
9.90%
Valuation
Price to earnings (TTM)
8.754
Price to revenue (TTM)
1.474
Price to book
0.88
Price to tangible book (TTM)
0.88
Dividend yield (TTM)
3.14%
Forward dividend yield
3.14%
Growth
Revenue change (TTM)
11.50%
Earnings per share change (TTM)
161.36%
3-year revenue growth (CAGR)
2.82%
3-year earnings per share growth (CAGR)
6.02%
10-year earnings per share growth (CAGR)
28.87%
10-year dividend per share growth (CAGR)
31.10%
What the Analysts think about Ally Financial
Analyst ratings (Buy, Hold, Sell) for Ally Financial stock.
Analyst projections of the future price of Ally Financial stock.
Bulls say / Bears say
Third-quarter adjusted earnings per share rose 16% year on year as revenue grew 9% and expenses stayed flat. That points to improving operating leverage rather than growth being absorbed by higher costs. (The Motley Fool)
Ally has a growing pipeline: auto applications reached a record 4.8 million, up 20%, while auto originations rose 10% and Corporate Finance loans grew 40%. Management raised its full-year earning-asset growth outlook to 5%–6%, which could support future revenue. (The Motley Fool)
Ally’s net interest margin excluding core OID reached 3.66% in the quarter, and management expects about 3.7% in the fourth quarter. Lower deposit costs and a shift towards higher-return auto and corporate loans could help sustain margin improvement. (The Motley Fool)
Credit indicators are turning less favourable: auto delinquencies rose year on year and management flagged higher early delinquencies in late-2025 and early-2026 loan vintages. Retail auto charge-offs also increased 32 basis points sequentially to 1.89%. (American Banker)
Pressure on Stellantis vehicle auction values caused a $16 million loss on lease terminations in the third quarter. Ally expects this residual-value headwind to continue into the fourth quarter, clouding near-term earnings. (The Motley Fool)
Higher interest rates could keep funding costs elevated: Ally competes for deposits with high-yield savings products, and analysts have warned that rate increases can pressure its margin. Morgan Stanley also cut its outlook, saying higher rates could limit earnings and return growth. (Banking Dive, Yahoo Finance)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
Ally Financial Financial Performance
Revenues and expenses
Ally Financial Earnings Performance
Company profitability
Upcoming events
Ally Financial News
AllArticlesVideos
What Ally Financial (ALLY) Said on Its Q3 Earnings Call
MarketBeat2 weeks ago
Ally Financial Gears Up For Q3 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts
Benzinga2 weeks ago
Ally Financial Reaffirms Guidance as Margin Gains Offset Stellantis Lease Pressure
MarketBeat1 month ago
Funds containing Ally Financial
AllUSDEURGBP
Fund name | Fund size | $ALLY weighting |
|---|---|---|
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.32% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.31% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.31% |
iShares STOXX World Equity Multifactor£FSWD | $877M | 0.22% |
iShares STOXX World Equity Multifactor$IFSW | $877M | 0.22% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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