BILL Holdings/$BILL
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Capital at risk
About BILL Holdings
BILL Holdings Inc is the intelligent finance platform trusted by nearly half a million businesses and their accountants to manage, move, and maximize their money. It powers businesses ranging from fast-moving startups to growing companies with complex operations. It use artificial intelligence (AI) to deliver strategic finance capabilities in one integrated platform that includes accounts payable (AP), accounts receivable (AR), expenses, forecasting, procurement, and more. The company operates as one operating segment. Its products are Accounts Payable, Accounts Receivable, Accountant Console, Pay By Card, ACH Payments, International Payments, Invoicing, Approvals, Integrations, Controls, Mobile App, and Security. Its solutions are Construction, Education, Healthcare, Hospitality, etc.
- Ticker
- $BILL
- Sector
- Software & Cloud Services
- Primary listing
- NYSE
- Employees
- 1,683
- Headquarters
- San Jose, United States
- Website
- www.bill.com
BILL Holdings Metrics
BasicAdvanced
$4B
-
-$0.11
1.09
-
Price and volume
Market cap
$4B
Beta
1.09
52-week high
$57.21
52-week low
$31.41
Average daily volume
2.3M
Financial strength
Current ratio
1.51
Quick ratio
0.565
Long term debt to equity
49.893
Total debt to equity
53.743
Interest coverage (TTM)
0.67%
Profitability
EBITDA (TTM)
100.104
Gross margin (TTM)
83.94%
Net profit margin (TTM)
-0.68%
Operating margin (TTM)
1.06%
Effective tax rate (TTM)
-10.96%
Revenue per employee (TTM)
$980,000
Management effectiveness
Return on assets (TTM)
0.11%
Return on equity (TTM)
-0.30%
Valuation
Price to revenue (TTM)
2.856
Price to book
1.23
Price to tangible book (TTM)
5.1
Price to free cash flow (TTM)
13.311
Free cash flow yield (TTM)
7.51%
Free cash flow per share (TTM)
3.55
Growth
Revenue change (TTM)
13.03%
Earnings per share change (TTM)
55.29%
3-year revenue growth (CAGR)
16.02%
3-year earnings per share growth (CAGR)
-62.37%
What the Analysts think about BILL Holdings
Analyst ratings (Buy, Hold, Sell) for BILL Holdings stock.
Analyst projections of the future price of BILL Holdings stock.
Bulls say / Bears say
BILL delivered FY26 core-revenue growth of 16%, with Q4 transaction-fee revenue up 17% and quarterly payment volume reaching $98 billion, indicating continued customer usage and monetization momentum. (BILL) (investor.bill.com)
Profitability is improving materially: FY27 guidance calls for $421 million–$451 million of non-GAAP operating income, implying a 23%–24% margin, while BILL repurchased approximately 8.4 million shares for $300 million in Q4. (BILL) (investor.bill.com)
BILL reports increasing adoption of its AI capabilities across an integrated finance platform, supported by 9.2 million standalone network members and 37 million quarterly transactions; successful AI-driven automation could expand customer utilization and address a large SMB market. (BILL) (bill.com)
FY27 guidance implies a slowdown to 9%–12% total-revenue growth and 11%–14% core-revenue growth, below FY26’s 13% and 16%, respectively. BILL also expects $401.5 million of rewards expense, which will be netted against revenue under a planned presentation change, complicating growth comparisons. (BILL) (investor.bill.com)
BILL’s reported customer count declined from 498,500 businesses at the end of Q2 FY26 to 479,300 at the end of Q4, raising concern about customer retention, customer mix, or measurement changes. (BILL) (investor.bill.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.
BILL Holdings Financial Performance
Revenues and expenses
BILL Holdings Earnings Performance
Company profitability
Upcoming events
No upcoming events
BILL Holdings News
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Funds containing BILL Holdings
AllUSDGBPEUR
Fund name | Fund size | $BILL weighting |
|---|---|---|
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.12% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.12% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.07% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.07% |
iShares MSCI World Small Cap$WSML | $9B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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