Bank Of Ireland Group/€BIRG
07:00
09:10
11:15
13:25
15:30
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About Bank Of Ireland Group
Bank of Ireland Group plc, identified by ticker BIRG, is a significant financial services provider based in Dublin, Ireland, primarily offering a wide range of banking and financial products and services. The group operates in sectors that include retail and corporate banking, treasury operations, and consumer lending. Founded in 1783, Bank of Ireland is one of the oldest continuous operating financial institutions in Ireland and has expanded its services internationally.
Ticker
€BIRG
Sector
Primary listing
LSE
Employees
11,386
Headquarters
Dublin, Ireland
Website
BIRG Metrics
BasicAdvanced
€13B
11.42
€1.19
0.70
€0.63
4.66%
Price and volume
Market cap
€13B
Beta
0.7
52-week high
€13.70
52-week low
€8.00
Average daily volume
270K
Dividend rate
€0.63
Financial strength
Dividend payout ratio (TTM)
54.52%
Profitability
Net profit margin (TTM)
31.39%
Operating margin (TTM)
46.48%
Effective tax rate (TTM)
15.64%
Revenue per employee (TTM)
€350,000
Management effectiveness
Return on assets (TTM)
0.79%
Return on equity (TTM)
9.83%
Valuation
Price to earnings (TTM)
11.415
Price to revenue (TTM)
3.352
Price to book
0.99
Price to tangible book (TTM)
1.13
Price to free cash flow (TTM)
-11.824
Free cash flow yield (TTM)
-8.46%
Free cash flow per share (TTM)
-1.145
Dividend yield (TTM)
4.66%
Growth
Revenue change (TTM)
-4.63%
Earnings per share change (TTM)
-19.14%
3-year revenue growth (CAGR)
9.27%
3-year earnings per share growth (CAGR)
10.92%
10-year earnings per share growth (CAGR)
3.35%
3-year dividend per share growth (CAGR)
119.67%
What the Analysts think about BIRG
Analyst ratings (Buy, Hold, Sell) for Bank Of Ireland Group stock.
Bulls say / Bears say
Bank of Ireland increased its net interest income outlook to €3.3 billion for 2025, above €3.3 billion for 2026 and €3.5 billion for 2027, supported by strong loan book growth and a 40% share of the Irish mortgage market (Reuters).
The bank plans to return €1.22 billion to shareholders as dividends and share buybacks from 2025 to 2027, aiming for a 40–60% dividend payout ratio backed by net capital generation roughly equal to 45% of its end-2024 market cap (Reuters).
Consistent annual growth of 3% in deposits and 4% in the loan book through 2027 provides stable interest income, underscoring confidence in its retail and corporate banking operations (Reuters).
Pre-tax profit for the first half of 2025 fell 33% to €721 million as European Central Bank rate cuts reduced net interest margins, and analysts expect an 18% decline in full-year pre-tax profit for 2025 (Reuters).
The bank pointed to macroeconomic uncertainty related to the new 15% U.S.-EU tariff agreement, and cautioned that potential economic headwinds in Ireland could dampen loan demand and weigh on future earnings growth (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2025.
BIRG Financial Performance
Revenues and expenses
BIRG Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
Oct2
Bank Of Ireland Group
DividendEx-dividend
Oct30
Bank Of Ireland Group
DividendPayment
€0.25Per share
FAQs
What’s the current market cap for Bank Of Ireland Group stock?
Bank Of Ireland Group (BIRG) has a market cap of €13B as of September 16, 2025.
What is the P/E ratio for Bank Of Ireland Group stock?
The price to earnings (P/E) ratio for Bank Of Ireland Group (BIRG) stock is 11.42 as of September 16, 2025.
Does Bank Of Ireland Group stock pay dividends?
Yes, the Bank Of Ireland Group (BIRG) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is €0.63 and the yield is 4.66%. Bank Of Ireland Group has a payout ratio of 54.52% on a trailing twelve-month basis.
When is the next Bank Of Ireland Group dividend payment date?
The next Bank Of Ireland Group (BIRG) dividend payment is scheduled for October 30, 2025.
What is the beta indicator for Bank Of Ireland Group?
Bank Of Ireland Group (BIRG) has a beta rating of 0.7. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.