Compare

Banco Santander-Chile/$BSAC

1D1W1M3M6MYTD1Y5YMAX

About Banco Santander-Chile

Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country, with around 25% of the market, and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
Ticker
$BSAC
Sector
Finance
Primary listing
NYSE
Employees
8,526
Headquarters
Santiago, Chile
Website
banco.santander.cl

BSAC Metrics

BasicAdvanced
$15B
5,295.85
$0.01
0.23
$1.10
3.43%

What the Analysts think about BSAC

Analyst ratings (Buy, Hold, Sell) for Banco Santander-Chile stock.
Analyst projections of the future price of Banco Santander-Chile stock.

Bulls say / Bears say

First-half profit rose 19.2% year on year, and the bank lifted its 2026 return-on-equity target to above 24%. Its second-quarter net interest margin reached 4.7%, supporting a strong near-term earnings outlook. (Stock Titan)
The bank’s efficiency ratio improved to 31.6% in the first half, while operating expenses fell 4.3% year on year. A growing customer base and stronger fee income also helped recurring fees cover a larger share of costs. (Markets Insider)
The bank reported CET1 capital of 11.1% and a BIS ratio of 16.6%, giving it a buffer against losses. It also approved a 60% payout of 2025 profit, equivalent to a 4.5% dividend yield at the time of the announcement. (Markets Insider)
Second-quarter profit jumped 40% year on year, but the bank said higher inflation-linked income was a main driver. That boost may fade if inflation normalises, making the quarter’s unusually strong earnings harder to sustain. (Markets Insider)
The non-performing loan ratio rose to 3.4% from 3.0% a year earlier, while impaired loans reached 7.5% of loans. A first-half cost of credit of 1.38% shows that credit losses remain a meaningful drag despite a lower figure in the second quarter. (Stock Titan)
Chile’s central bank said activity weakened, with domestic demand and labour-market indicators deteriorating. Santander Chile’s loans had grown only 1.2% year to date by June, so a persistently weak economy could constrain lending growth and borrower repayment capacity. (Banco Central de Chile, Stock Titan)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.

BSAC Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

BSAC Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

BSAC News

AllArticlesVideos

Banco Santander Chile Q2 Earnings Call Highlights

MarketBeat2 months ago

Funds containing BSAC

AllEURGBP
Funds
Fund name
Fund size
$BSAC weighting
SPDR MSCI All Country World€SPYY
€17B0.01%
SPDR MSCI All Country World£ACWI
£14B0.01%
SPDR MSCI All Country World IM€SPYI
€7.5B0.00%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.