Banco Santander-Chile/$BSAC
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About Banco Santander-Chile
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
Ticker
$BSAC
Sector
Primary listing
NYSE
Industry
Banks
Headquarters
Santiago, Chile
Employees
8,757
ISIN
US05965X1090
Website
BSAC Metrics
BasicAdvanced
$12B
4342.36
$0.01
0.49
$0.99
4.04%
Price and volume
Market cap
$12B
Beta
0.49
52-week high
$25.53
52-week low
$18.19
Average daily volume
463K
Dividend rate
$0.99
Financial strength
Dividend payout ratio (TTM)
34.23%
Profitability
Net profit margin (TTM)
44.66%
Operating margin (TTM)
56.26%
Effective tax rate (TTM)
18.16%
Revenue per employee (TTM)
$272,560
Management effectiveness
Return on assets (TTM)
1.44%
Return on equity (TTM)
23.26%
Valuation
Price to earnings (TTM)
4,342.361
Price to revenue (TTM)
1,943.681
Price to book
2.51
Price to tangible book (TTM)
2.55
Price to free cash flow (TTM)
5,336.711
Free cash flow yield (TTM)
0.02%
Free cash flow per share (TTM)
0.46%
Dividend yield (TTM)
4.04%
Forward dividend yield
4.04%
Growth
Revenue change (TTM)
49.00%
Earnings per share change (TTM)
111.01%
3-year revenue growth (CAGR)
3.72%
3-year earnings per share growth (CAGR)
4.11%
10-year earnings per share growth (CAGR)
7.24%
3-year dividend per share growth (CAGR)
8.89%
10-year dividend per share growth (CAGR)
6.16%
What the Analysts think about BSAC
Analyst ratings (Buy, Hold, Sell) for Banco Santander-Chile stock.
Bulls say / Bears say
Banco Santander-Chile reported a 131% year-over-year increase in net income for Q1 2025, achieving a return on average equity (ROAE) of 25.7%, indicating strong financial performance. (marketchameleon.com)
The bank's digital client base grew by 7% year-over-year to 2.1 million, and active clients increased by 12%, reflecting successful digital transformation efforts. (tipranks.com)
Banco Santander-Chile's efficiency ratio improved to 36.3% in Q3 2024, driven by digitalization and cost control measures, positioning it favorably among peers. (tipranks.com)
Non-performing loans (NPLs) and impairments are rising, reflecting challenges in asset quality amid economic cycle fluctuations. (tipranks.com)
Bank of America downgraded Banco Santander-Chile's stock rating from 'neutral' to 'underperform' in May 2025, suggesting potential concerns about future performance. (defenseworld.net)
The bank's cost of risk is expected to remain at 1.3%, with a one-time provision of MXN 18 billion in July for commercial portfolio adjustments, indicating potential profitability pressures. (tipranks.com)
Data summarised monthly by Lightyear AI. Last updated on 7 Jul 2025.
BSAC Financial Performance
Revenues and expenses
BSAC Earnings Performance
Company profitability
BSAC News
AllArticlesVideos
Banco Santander Chile welcomes Andrés Trautmann Buc as the Bank's New CEO and Country Head
GlobeNewsWire·1 week ago
Banco Santander Chile: Second Quarter 2025 Analyst and Investor Webcast / Conference Call
GlobeNewsWire·1 week ago
Banco Santander Chile launches new initiatives at commercial strategy event, Santander Day
GlobeNewsWire·2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Banco Santander-Chile stock?
Banco Santander-Chile (BSAC) has a market cap of $12B as of July 10, 2025.
What is the P/E ratio for Banco Santander-Chile stock?
The price to earnings (P/E) ratio for Banco Santander-Chile (BSAC) stock is 4342.36 as of July 10, 2025.
Does Banco Santander-Chile stock pay dividends?
Yes, the Banco Santander-Chile (BSAC) stock pays dividends to shareholders. As of July 10, 2025, the dividend rate is $0.99166 and the yield is 4.04%. Banco Santander-Chile has a payout ratio of 34.23% on a trailing twelve-month basis.
When is the next Banco Santander-Chile dividend payment date?
The next Banco Santander-Chile (BSAC) dividend payment date is unconfirmed.
What is the beta indicator for Banco Santander-Chile?
Banco Santander-Chile (BSAC) has a beta rating of 0.49. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.