The Baldwin Insurance Group/$BWIN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About The Baldwin Insurance Group
The Baldwin Insurance Group Inc is an insurance distribution company operating in the United States. The company provides commercial risk management, employee benefits, private risk management, and personal insurance solutions. It operates through three segments: Insurance Advisory Solutions, which focuses on commercial risk management and employee benefits; Underwriting, Capacity & Technology Solutions, which includes managing general agency operations, reinsurance brokerage, captive management, and technology-enabled insurance products; and Mainstreet Insurance Solutions, which offers personal, commercial, and life and health insurance products through community-based distribution channels.
- Ticker
- $BWIN
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 5,000
- Headquarters
- Tampa, United States
- Website
- www.baldwin.com
BWIN Metrics
BasicAdvanced
$3.2B
-
-$1.39
0.98
-
Price and volume
Market cap
$3.2B
Beta
0.98
52-week high
$32.71
52-week low
$15.88
Average daily volume
1.8M
Financial strength
Current ratio
0.89
Quick ratio
0.668
Long term debt to equity
1.844
Total debt to equity
1.876
Interest coverage (TTM)
0.20%
Profitability
EBITDA (TTM)
246.183
Gross margin (TTM)
32.17%
Net profit margin (TTM)
-6.51%
Operating margin (TTM)
1.66%
Effective tax rate (TTM)
44.35%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
0.39%
Return on equity (TTM)
-14.77%
Valuation
Price to revenue (TTM)
1.507
Price to book
3.66
Price to tangible book (TTM)
-0.98
Price to free cash flow (TTM)
79.461
Free cash flow yield (TTM)
1.26%
Free cash flow per share (TTM)
0.403
Growth
Revenue change (TTM)
24.55%
Earnings per share change (TTM)
228.44%
3-year revenue growth (CAGR)
16.23%
3-year earnings per share growth (CAGR)
-7.57%
What the Analysts think about BWIN
Analyst ratings (Buy, Hold, Sell) for The Baldwin Insurance Group stock.
Analyst projections of the future price of The Baldwin Insurance Group stock.
Bulls say / Bears say
Preliminary third-quarter revenue rose 31% to $480.3 million, organic growth reached 6%, and adjusted EBITDA increased 47% with a 240-basis-point margin improvement. Adjusted free cash flow also grew 33%, showing stronger operating momentum beyond the headline sales increase. (The Baldwin Group)
S&P expects organic growth of 4%–7% for 2026 and 6%–9% in 2027, with modest margin expansion as recent acquisition synergies build and temporary headwinds ease. That outlook points to scope for Baldwin’s growth to become more profitable and less dependent on deal contributions. (S&P Global Ratings)
The agreed $32.50-a-share cash buyout represents an 88% premium to the unaffected share price, giving shareholders a clear cash exit if it closes. The deal has no financing condition, which reduces one source of execution risk. (The Baldwin Group)
The take-private financing would push S&P-adjusted leverage to about 8.4 times EBITDA, or 11.2 times including preferred equity, with interest coverage around 1.7 times. S&P says forecast headroom against its downside thresholds is minimal, leaving little room for an earnings miss or extra borrowing. (S&P Global Ratings)
Underlying growth remains modest beside the acquisition-led headline: revenue rose about 25% over the 12 months to September, but organic growth was about 3% in the first nine months. Soft property rates and other company-specific headwinds have weighed on that organic result. (S&P Global Ratings)
The $32.50 offer limits the public share’s upside to the agreed cash price, while completion is not expected until the first quarter of 2027 and still requires shareholder and regulatory approvals. A delay or failed deal could remove the main near-term valuation support. (The Baldwin Group)
Data summarised monthly by Lightyear AI. Last updated on 7 Nov 2026.
BWIN Financial Performance
Revenues and expenses
BWIN Earnings Performance
Company profitability
Upcoming events
No upcoming events
BWIN News
AllArticlesVideos
BWIN Stock Alert: Halper Sadeh LLC is Investigating Whether The Baldwin Group, Inc. is Obtaining a Fair Price for its Shareholders
Business Wire4 weeks ago
BWIN Investors Have Opportunity to Join The Baldwin Insurance Group, Inc. Fraud Investigation with SBS Law
Business Wire1 month ago
Baldwin Group Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of The Baldwin Group, Inc. - BWIN
Business Wire2 months ago
Funds containing BWIN
Fund name | Fund size | $BWIN weighting |
|---|---|---|
iShares Ageing Population€AGED | $887M | 0.25% |
iShares Ageing Population£AGES | $887M | 0.25% |
iShares Ageing Population$AGED | $953M | 0.25% |
SPDR Russell 2000 US Small Cap€R2US | $5B | 0.11% |
SPDR Russell 2000 US Small Cap£R2SC | $5B | 0.11% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.