Cathay Bank/$CATY
1D1W1MYTD1Y5YMAX
Capital at risk
About Cathay Bank
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
- Ticker
- $CATY
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,268
- Headquarters
- Los Angeles, United States
- Website
- www.cathaygeneralbancorp.com
Cathay Bank Metrics
BasicAdvanced
$4.1B
12.13
$5.11
0.85
$1.48
2.45%
Price and volume
Market cap
$4.1B
Beta
0.85
52-week high
$65.26
52-week low
$44.57
Average daily volume
382K
Dividend rate
$1.48
Financial strength
Dividend payout ratio (TTM)
27.93%
Profitability
Net profit margin (TTM)
43.67%
Operating margin (TTM)
61.36%
Effective tax rate (TTM)
20.34%
Revenue per employee (TTM)
$630,000
Management effectiveness
Return on assets (TTM)
1.44%
Return on equity (TTM)
11.71%
Valuation
Price to earnings (TTM)
12.129
Price to revenue (TTM)
5.272
Price to book
1.36
Price to tangible book (TTM)
1.55
Price to free cash flow (TTM)
7.847
Free cash flow yield (TTM)
12.74%
Free cash flow per share (TTM)
7.904
Dividend yield (TTM)
2.39%
Forward dividend yield
2.45%
Growth
Revenue change (TTM)
12.83%
Earnings per share change (TTM)
23.49%
3-year revenue growth (CAGR)
-0.69%
3-year earnings per share growth (CAGR)
-0.97%
10-year earnings per share growth (CAGR)
9.95%
3-year dividend per share growth (CAGR)
2.86%
10-year dividend per share growth (CAGR)
4.00%
What the Analysts think about Cathay Bank
Analyst ratings (Buy, Hold, Sell) for Cathay Bank stock.
Analyst projections of the future price of Cathay Bank stock.
Bulls say / Bears say
Cathay delivered improving profitability: Q2 2026 net income rose 6.1% sequentially to $92.2 million, while first-half net income increased 21.8% year over year to $179.1 million and diluted EPS rose to $2.66 from $2.09. (Cathay General Bancorp)
Net interest margin expanded to 3.48% in Q2 from 3.43% in Q1 and 3.27% a year earlier, alongside 2.2% quarterly loan growth and 1.9% deposit growth—evidence of improving spread income and balance-sheet momentum. (Cathay General Bancorp)
Capital remains a meaningful shareholder-return strength: June 30 Tier 1 risk-based capital was 13.70%, the board increased its repurchase authorization to $200 million subject to regulatory approval, and approved redemption of $54.1 million of trust preferred securities. (Cathay General Bancorp)
Credit metrics deteriorated sequentially: non-accrual loans rose 25.5% to $111.7 million and non-performing assets increased 13.7% to $145.4 million in Q2 2026; allowance coverage of non-performing loans also declined to 196.0% from 221.0%. (Cathay General Bancorp)
Commercial real estate remains a major concentration, with $10.78 billion of CRE loans representing roughly 52% of the $20.62 billion gross loan portfolio at June 30, 2026, leaving results sensitive to property values and borrower stress. (Cathay General Bancorp)
Operating efficiency weakened in Q2: non-interest expense increased 6.5% sequentially while the efficiency ratio worsened to 41.53% from 40.35%; the recent margin expansion also depended partly on lower deposit costs while loan yields declined. (Cathay General Bancorp)
Data summarised monthly by Lightyear AI. Last updated on 10 Sept 2026.
Cathay Bank Financial Performance
Revenues and expenses
Cathay Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Cathay Bank News
AllArticlesVideos
Funds containing Cathay Bank
AllUSDGBPEUR
Fund name | Fund size | $CATY weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.23% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.23% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.13% |
L&G Global Quality Dividends£LDGG | £279M | 0.08% |
iShares MSCI World Small Cap$WSML | $9B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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