DLocal/$DLO
1D1W1MYTD1Y5YMAX
Capital at risk
About DLocal
DLocal Ltd is focused on making the complex simple, redefining the online payment experience in emerging markets. Through its technology platform, One dLocal, the company enables world-wide enterprise merchants to get paid (pay-in) and to make payments (pay-out) online in a safe and efficient manner. The company earns revenue from fees charged to merchants in connection with payment processing services for cross-border and local payment transactions. The company operates in a single operating segment, which is payment processing. The company's geographical segments include Latin America and Non-Latin America, with a majority of its revenue being generated from Brazil in the Latin America region.
- Ticker
- $DLO
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,274
- Headquarters
- Montevideo, Uruguay
- Website
- www.dlocal.com
DLocal Metrics
BasicAdvanced
$4.2B
21.25
$0.68
0.87
$0.20
1.36%
Price and volume
Market cap
$4.2B
Beta
0.87
52-week high
$16.78
52-week low
$10.64
Average daily volume
2.3M
Dividend rate
$0.20
Financial strength
Current ratio
1.247
Quick ratio
1.232
Long term debt to equity
0.003
Total debt to equity
0.125
Dividend payout ratio (TTM)
28.05%
Profitability
EBITDA (TTM)
244.805
Gross margin (TTM)
34.28%
Net profit margin (TTM)
15.04%
Operating margin (TTM)
17.35%
Effective tax rate (TTM)
17.44%
Revenue per employee (TTM)
$1,060,000
Management effectiveness
Return on assets (TTM)
8.62%
Return on equity (TTM)
41.29%
Valuation
Price to earnings (TTM)
21.248
Price to revenue (TTM)
3.11
Price to book
7.7
Price to tangible book (TTM)
9.48
Price to free cash flow (TTM)
10.858
Free cash flow yield (TTM)
9.21%
Free cash flow per share (TTM)
1.331
Dividend yield (TTM)
1.36%
Growth
Revenue change (TTM)
57.03%
Earnings per share change (TTM)
41.77%
3-year revenue growth (CAGR)
36.88%
3-year earnings per share growth (CAGR)
16.56%
What the Analysts think about DLocal
Analyst ratings (Buy, Hold, Sell) for DLocal stock.
Analyst projections of the future price of DLocal stock.
Bulls say / Bears say
dLocal is still scaling quickly: Q2 TPV rose 92% and revenue 56%, with seven straight quarters of more than 50% TPV growth. Management responded by raising its 2026 TPV growth target to 60–70% and its gross-profit growth target to 25–30%. (Reuters, Yahoo Finance)
Cash generation gives dLocal flexibility to invest while returning capital: Q2 adjusted free cash flow rose 41% to $68.5 million, and the company held $794.9 million of cash and equivalents. It also repurchased $86.1 million of shares and paid a $57.2 million dividend during the quarter. (StockTitan)
The economics are becoming more volume-heavy: Q2 gross margin fell to 32% from 39% a year earlier, while gross profit rose 29% against 92% TPV growth. Large merchants moving into lower pricing tiers and a higher local-to-local mix could keep squeezing take rates. (StockTitan, StockAnalysis)
The business remains concentrated in Latin America, which management puts at roughly 75% of revenue, while Brazil and Argentina were the main gross-profit drivers in Q2. A regulatory, currency or economic shock in either market could therefore have an outsized effect on earnings. (StockAnalysis, FXCintel)
Management expects upward pressure on its effective tax rate from 2027 as OECD Pillar Two rules take effect, while FX and tax items are already weighing on the 2026 outlook. That could stop rapid payment-volume growth from translating into equally strong earnings growth. (The Motley Fool, Yahoo Finance)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
DLocal Financial Performance
Revenues and expenses
DLocal Earnings Performance
Company profitability
Upcoming events
No upcoming events
DLocal News
AllArticlesVideos
Funds containing DLocal
AllUSDGBPEUR
Fund name | Fund size | $DLO weighting |
|---|---|---|
iShares Digitalisation$DGTL | $793M | 0.05% |
iShares Digitalisation£DGIT | £585M | 0.05% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.05% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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