Eastern Bank/$EBC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Eastern Bank
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
- Ticker
- $EBC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 2,349
- Headquarters
- Boston, United States
- Website
- www.easternbank.com
Eastern Bank Metrics
BasicAdvanced
$4.6B
12.05
$1.75
0.68
$0.56
2.85%
Price and volume
Market cap
$4.6B
Beta
0.68
52-week high
$23.78
52-week low
$16.62
Average daily volume
2.4M
Dividend rate
$0.56
Financial strength
Dividend payout ratio (TTM)
31.18%
Profitability
Net profit margin (TTM)
34.26%
Operating margin (TTM)
51.25%
Effective tax rate (TTM)
6.38%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.33%
Return on equity (TTM)
9.44%
Valuation
Price to earnings (TTM)
12.05
Price to revenue (TTM)
4.091
Price to book
1.07
Price to tangible book (TTM)
1.53
Price to free cash flow (TTM)
11.657
Free cash flow yield (TTM)
8.58%
Free cash flow per share (TTM)
1.804
Dividend yield (TTM)
2.66%
Forward dividend yield
2.85%
Growth
Revenue change (TTM)
99.83%
Earnings per share change (TTM)
-653.36%
3-year revenue growth (CAGR)
51.54%
3-year earnings per share growth (CAGR)
79.75%
3-year dividend per share growth (CAGR)
10.52%
What the Analysts think about Eastern Bank
Analyst ratings (Buy, Hold, Sell) for Eastern Bank stock.
Analyst projections of the future price of Eastern Bank stock.
Bulls say / Bears say
Second-quarter operating net income reached a record $106.5 million, up 20% quarter on quarter. The 3-basis-point rise in net interest margin to 3.66% and a 49% operating efficiency ratio show improving profitability after the HarborOne integration. (Eastern Bankshares)
Organic momentum is becoming more convincing: loans grew 1.4% in the second quarter, led by strong commercial and industrial lending, while deposits rose 3.2%. The commercial pipeline approached $1 billion and wealth assets reached a record $11.5 billion, offering scope for future lending and fee growth. (Eastern Bankshares, Eastern Bankshares)
EBC is returning substantial excess capital while retaining a strong buffer: it returned $105.8 million in the second quarter, authorised a new buyback covering up to 5% of shares and reported a preliminary CET1 ratio of 13%. Non-performing loans were only 0.47% of loans and net charge-offs remained 0.17%, supporting the case that distributions are not being funded by weakening credit quality. (Eastern Bankshares, Eastern Bankshares)
Management narrowed its 2026 loan-growth outlook to 3%-4% from 3%-5% and reduced its net interest income and margin expectations. It cited a slow first quarter, lower-than-expected loan discount accretion and intense deposit competition, suggesting that earnings momentum may be less durable than the latest quarter implies. (Investing.com, Eastern Bankshares)
Commercial real estate remains a constraint: second-quarter C&I growth was partly offset by CRE payoffs. The company also warns that deterioration in local or regional real estate markets could reduce collateral values and weaken asset quality, leaving investors exposed to property-market stress even though current credit metrics are favourable. (Eastern Bankshares, Eastern Bankshares)
The enlarged bank still carries merger-execution risk. Eastern says HarborOne synergies may arrive late, cost more than expected or fail to materialise, while second-quarter GAAP earnings still included merger-related costs; a weaker integration outcome could limit the expected improvement in efficiency and profitability. (Eastern Bankshares, Eastern Bankshares)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
Eastern Bank Financial Performance
Revenues and expenses
Eastern Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Eastern Bank News
AllArticlesVideos
Eastern Bankshares, Inc. Announces Third Quarter 2026 Earnings Release Date, Conference Call and Webcast
Business Wire5 days ago
Eastern Bankshares, Inc, to Participate in the Barclays Global Financial Services Conference
Business Wire1 month ago
Eastern Bank Is Recognized As A Top Disability Inclusive Business
Business Wire2 months ago
Funds containing Eastern Bank
AllEURGBPUSD
Fund name | Fund size | $EBC weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.15% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.15% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.14% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.14% |
iShares MSCI World Small Cap$WSML | $9B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.