EZCORP/$EZPW
1D1W1MYTD1Y5YMAX
Capital at risk
About EZCORP
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
- Ticker
- $EZPW
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 8,500
- Headquarters
- Austin, United States
- Website
- www.ezcorp.com
EZCORP Metrics
BasicAdvanced
$2B
16.64
$1.99
0.64
-
Price and volume
Market cap
$2B
Beta
0.64
52-week high
$37.13
52-week low
$16.50
Average daily volume
1.1M
Financial strength
Current ratio
4.811
Quick ratio
1.673
Long term debt to equity
63.492
Total debt to equity
69.526
Interest coverage (TTM)
6.72%
Profitability
EBITDA (TTM)
258.129
Gross margin (TTM)
58.55%
Net profit margin (TTM)
9.99%
Operating margin (TTM)
14.01%
Effective tax rate (TTM)
25.29%
Revenue per employee (TTM)
$190,000
Management effectiveness
Return on assets (TTM)
6.85%
Return on equity (TTM)
14.75%
Valuation
Price to earnings (TTM)
16.638
Price to revenue (TTM)
1.281
Price to book
1.75
Price to tangible book (TTM)
3.6
Price to free cash flow (TTM)
14.674
Free cash flow yield (TTM)
6.81%
Free cash flow per share (TTM)
2.255
Growth
Revenue change (TTM)
28.61%
Earnings per share change (TTM)
54.71%
3-year revenue growth (CAGR)
16.12%
10-year revenue growth (CAGR)
8.26%
3-year earnings per share growth (CAGR)
59.55%
10-year earnings per share growth (CAGR)
-4.72%
What the Analysts think about EZCORP
Analyst ratings (Buy, Hold, Sell) for EZCORP stock.
Analyst projections of the future price of EZCORP stock.
Bulls say / Bears say
Net income attributable to EZCORP surged 93% year-on-year to $49.1 million, while diluted EPS rose 85% to $0.61, driven by record adjusted EBITDA of $76.9 million. (SEC)
Pawn loans outstanding increased 33% to $349.4 million in Q2, marking the highest PLO level in company history and underpinning robust lending momentum. (SEC)
EZCORP increased its ownership of Simple Management Group to 93% on May 15, 2026, consolidating control over 105 acquired SMG stores and enhancing earnings accretion. (Reuters)
Cash and cash equivalents decreased to $354.2 million from $505.2 million year-over-year, a 30% decline driven by acquisition-related debt retirement and store expansions, potentially tightening liquidity. (SEC)
General and administrative expenses rose 37% year-on-year in Q2, driven by higher incentive compensation and integration costs from the SMG acquisition, which may pressure operating margins. (SEC)
Net inventory increased 33% to $276.0 million (15% on a same-store basis) to support higher pawn lending and merchandise demand, while inventory turnover only modestly improved to 2.7x, potentially tying up working capital in unsold goods. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 21 Aug 2026.
EZCORP Financial Performance
Revenues and expenses
EZCORP Earnings Performance
Company profitability
Upcoming events
No upcoming events
EZCORP News
AllArticlesVideos
Funds containing EZCORP
AllUSDGBPEUR
Fund name | Fund size | $EZPW weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.10% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.10% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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