First American/$FAF
1D1W1MYTD1Y5YMAX
Capital at risk
About First American
First American Financial Corp is engaged in the business of providing title insurance, settlement services, and other financial services and risk solutions. The group's reportable segments are: Title insurance and services, Home warranty, and Corporate. Maximum revenue is generated from the Title insurance and services segment, which provides title insurance, closing, escrow, and related services domestically and internationally in connection with residential and commercial real estate transactions. This segment also provides solutions to mitigate risk and facilitate real estate transactions, along with offering banking, trust, warehouse lending, mortgage subservicing and wealth management services. The majority of the group's revenue is generated from escrow fees and insurance premiums.
- Ticker
- $FAF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 19,102
- Headquarters
- Santa Ana, United States
- Website
- www.firstam.com
First American Metrics
BasicAdvanced
$6.4B
8.66
$7.22
1.25
$1.65
3.52%
Price and volume
Market cap
$6.4B
Beta
1.25
52-week high
$79.87
52-week low
$56.20
Average daily volume
922K
Dividend rate
$1.65
Financial strength
Current ratio
0.396
Quick ratio
0.396
Long term debt to equity
0.311
Total debt to equity
0.494
Dividend payout ratio (TTM)
30.10%
Interest coverage (TTM)
6.72%
Profitability
EBITDA (TTM)
1,371.4
Gross margin (TTM)
63.98%
Net profit margin (TTM)
9.33%
Operating margin (TTM)
14.42%
Effective tax rate (TTM)
23.76%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
4.09%
Return on equity (TTM)
13.85%
Valuation
Price to earnings (TTM)
8.66
Price to revenue (TTM)
0.805
Price to book
1.13
Price to tangible book (TTM)
2.21
Price to free cash flow (TTM)
7.722
Free cash flow yield (TTM)
12.95%
Free cash flow per share (TTM)
8.092
Dividend yield (TTM)
2.64%
Forward dividend yield
3.52%
Growth
Revenue change (TTM)
22.55%
Earnings per share change (TTM)
297.38%
3-year revenue growth (CAGR)
6.54%
10-year revenue growth (CAGR)
4.17%
3-year earnings per share growth (CAGR)
46.61%
10-year earnings per share growth (CAGR)
9.81%
3-year dividend per share growth (CAGR)
1.89%
10-year dividend per share growth (CAGR)
7.99%
What the Analysts think about First American
Analyst ratings (Buy, Hold, Sell) for First American stock.
Analyst projections of the future price of First American stock.
Bulls say / Bears say
First American delivered strong second-quarter momentum: revenue rose 15% year on year and adjusted EPS increased 36%. Commercial revenue climbed 34% to a record $314 million, helping offset weak residential activity. (Stockhouse, ROIC AI)
The bank is becoming a larger earnings support. Average deposits rose 30% to $7.9 billion, while title-segment investment income increased 11% even after the federal funds rate declined. (ROIC AI, Stockhouse)
Cash generation and shareholder returns improved. Second-quarter free cash flow rose 32% to $285 million, while the company repurchased $20 million of shares and maintained its quarterly dividend at $0.55 per share. (ROIC AI, Stockhouse)
High mortgage rates continue to suppress the core residential market. In the second quarter, purchase revenue rose only 2% because closed orders fell 3%, while refinance activity moderated as rates moved higher again; purchase open orders were flat in the first three weeks of July. (Yahoo Finance, ROIC AI)
The commercial boom may be difficult to forecast and sustain. Management said second-half title-margin expansion depends closely on commercial performance, which is particularly hard to forecast in the fourth quarter, even though the current pipeline is strong. (ROIC AI)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
First American Financial Performance
Revenues and expenses
First American Earnings Performance
Company profitability
Upcoming events
First American News
AllArticlesVideos
First American Financial Corporation Increases Quarterly Cash Dividend to 61 Cents per Share
Business Wire2 weeks ago
First American's The REconomy Podcast™ Reaches 150th Episode Milestone
Business Wire3 weeks ago
Annual House Price Appreciation Accelerates to Highest Rate Since August 2025, According to First American Data & Analytics Monthly Home Price Index Report
Business Wire2 months ago
Funds containing First American
AllUSDGBPEUR
Fund name | Fund size | $FAF weighting |
|---|---|---|
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.18% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.18% |
iShares MSCI World Small Cap$WSML | $9B | 0.06% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.06% |
iShares MSCI World Small Cap£WLDS | £6.7B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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