Financial Institutions/FISI

$16.92

-0.99%
-
1D1W1MYTD1YMAX

About Financial Institutions

Financial Institutions, Inc. is a financial holding company. The Company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. It offers a range of deposit, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. It offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.

Ticker

FISI

Sector

Financials

Trading on

NASDAQ

Industry

Money Center Banks

CEO

Martin Birmingham

Employees

624

Headquarters

Warsaw, United States

FISI Metrics

BasicAdvanced
$263.33M
Market cap
5.41
P/E ratio
$3.16
EPS
0.90
Beta
$1.19
Dividend rate
7.02%
Dividend yield
$263.33M
0.90044
$23.11
$13.84
51.61K
$1.19
27.382
27.382
37.82%
0.84%
11.82%
5.414
1.231
0.602
0.689
4.1%
6.96%
7.02%
45.91%
-11.35%
21.05%
11.17%
4.93%

What the Analysts think about FISI

Analyst Ratings

Majority rating from 4 analysts.
Hold

Price Targets

Average projection from 4 analysts.
27.84% upside
High $24.00
Low $19.00
$16.92
Current price
$21.63
Average price target

FISI Financial Performance

Income StatementBalance sheetCash Flow

Income Statement

Revenues and expenses
10.56% profit margin
QuarterlyAnnual
Q4 23
QoQ growth
Revenue
$91.8M
7.87%
Net income
$9.7M
-30.71%
Profit margin
10.56%
-35.81%

FISI Earnings Performance

Earnings per share (EPS)

Company profitability
Beat by 17.52%
QuarterlyAnnual
Q1 23
Q2 23
Q3 23
Q4 23
Q1 24
Actual
$0.76
$0.91
$0.88
$0.84
-
Expected
$0.81
$0.75
$0.83
$0.71
$0.59
Surprise
-6.06%
21.74%
5.52%
17.52%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real time US market data is a consolidated feed of IEX, NYSE National, NYSE Chicago, Nasdaq BX and Nasdaq PSX order books provided by Polygon. Fundamental data, financials and analyst ratings are sourced from Refinitiv.

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FAQs

What’s the current market cap for Financial Institutions stock?

Financial Institutions (FISI) has a market cap of $263.33M as of April 15, 2024.

What is the P/E ratio for Financial Institutions stock?

The price to earnings (P/E) ratio for Financial Institutions (FISI) stock is 5.41 as of April 15, 2024.

Does Financial Institutions stock pay dividends?

Yes, the Financial Institutions (FISI) stock pays dividends to shareholders. As of April 15, 2024, the dividend rate is $1.19 and the yield is 7.02%. Financial Institutions has a payout ratio of 37.82% on a trailing twelve-month basis.

When is the next Financial Institutions dividend payment date?

The next Financial Institutions (FISI) dividend payment date is unconfirmed.

What is the beta indicator for Financial Institutions?

Financial Institutions (FISI) has a beta rating of 0.9. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.

What is the Financial Institutions stock price target?

The target price for Financial Institutions (FISI) stock is $21.63, which is 27.84% above the current price of $16.92. This is an average based on projections from 4 analysts, and represents their view of what the stock price could be in 12 or 18 months. This should not be seen as investment advice - Lightyear does not carry out investment research.

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