Guidewire Software/$GWRE
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About Guidewire Software
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
Ticker
$GWRE
Sector
Software & Cloud Services
Primary listing
NYSE
Employees
3,772
Headquarters
Website
GWRE Metrics
BasicAdvanced
$19B
269.19
$0.81
1.22
-
Price and volume
Market cap
$19B
Beta
1.22
52-week high
$272.60
52-week low
$165.08
Average daily volume
687K
Financial strength
Current ratio
2.767
Quick ratio
2.657
Long term debt to equity
48.397
Total debt to equity
49.113
Interest coverage (TTM)
3.11%
Profitability
EBITDA (TTM)
64.826
Gross margin (TTM)
62.54%
Net profit margin (TTM)
5.81%
Operating margin (TTM)
3.42%
Effective tax rate (TTM)
-41.32%
Revenue per employee (TTM)
$320,000
Management effectiveness
Return on assets (TTM)
1.04%
Return on equity (TTM)
4.99%
Valuation
Price to earnings (TTM)
269.185
Price to revenue (TTM)
15.204
Price to book
12.65
Price to tangible book (TTM)
17.53
Price to free cash flow (TTM)
65.197
Free cash flow yield (TTM)
1.53%
Free cash flow per share (TTM)
3.344
Growth
Revenue change (TTM)
22.64%
Earnings per share change (TTM)
-1,192.19%
3-year revenue growth (CAGR)
13.95%
10-year revenue growth (CAGR)
12.19%
3-year earnings per share growth (CAGR)
-27.88%
10-year earnings per share growth (CAGR)
19.19%
What the Analysts think about GWRE
Analyst ratings (Buy, Hold, Sell) for Guidewire Software stock.
Bulls say / Bears say
Guidewire posted Q3 FY25 revenue of $293.5 million, up 22% year over year, with subscription and support revenue increasing 32%, and annual recurring revenue (ARR) reaching $960 million, beating analyst expectations and prompting a raised full-year revenue outlook to $1.178–1.186 billion. (Investing.com)
In Q3 FY25, Guidewire secured 17 cloud deals, highlighting strong momentum in its cloud-based property & casualty software, driving subscription-led ARR growth that exceeded Wall Street estimates. (Investing.com)
Guidewire’s Q4 FY25 results topped expectations with $356.6 million in revenue and 19 new cloud deals, surpassing $1 billion in ARR, and signing a 10-year agreement with Liberty Mutual. This led to an increase in ARR guidance to $1.21–1.22 billion for fiscal 2026. (Barron’s)
License revenue growth was a modest 2% in Q3 FY25, indicating that perpetual license sales may be nearing saturation and are making only a minor contribution to overall revenue growth. (GuruFocus)
Q3 FY25 services gross margin remained low at approximately 13%, highlighting continued profitability challenges in the professional services business that supports cloud migrations. (GuruFocus)
Technical analysis shows a failed base pattern, with Guidewire’s stock dropping more than 7% below its previous buy point of 263.20 in a 'cup without handle' formation, indicating near-term risk of further decline until a new base is established. (Investor’s Business Daily)
Data summarised monthly by Lightyear AI. Last updated on 1 Nov 2025.
GWRE Financial Performance
Revenues and expenses
GWRE Earnings Performance
Company profitability
GWRE News
AllArticlesVideos
Guidewire Congratulates 2025 Innovation Award Winners – Amerisure, CNA, and OP Life
Business Wire1 week ago
Guidewire Signs Definitive Agreement to Acquire ProNavigator
Business Wire2 weeks ago
Guidewire Unveils PricingCenter, a Unified Pricing and Rating Application that Accelerates Product Innovation for P&C Insurers
Business Wire2 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Guidewire Software stock?
Guidewire Software (GWRE) has a market cap of $19B as of November 08, 2025.
What is the P/E ratio for Guidewire Software stock?
The price to earnings (P/E) ratio for Guidewire Software (GWRE) stock is 269.19 as of November 08, 2025.
Does Guidewire Software stock pay dividends?
No, Guidewire Software (GWRE) stock does not pay dividends to its shareholders as of November 08, 2025.
When is the next Guidewire Software dividend payment date?
Guidewire Software (GWRE) stock does not pay dividends to its shareholders.
What is the beta indicator for Guidewire Software?
Guidewire Software (GWRE) has a beta rating of 1.22. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.