HCI/$HCI
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15:10
16:45
18:25
20:00
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About HCI
HCI Group Inc is engaged in the property and casualty insurance business through two Florida domiciled insurance companies, Homeowners Choice Property & Casualty Insurance Company (HCPCI) and TypTap Insurance Company (TypTap). Both HCPCI and TypTap are authorized to underwrite various homeowners' property and casualty insurance products and allied lines business in the state of Florida and other states. The operating segments of the group are insurance operations, TypTap Group, reciprocal exchange operations, real estate operations, and corporate and other. It derives key revenue from the HCPCI Insurance operation segment.
Ticker
$HCI
Sector
Primary listing
NYSE
Employees
552
Headquarters
Website
HCI Metrics
BasicAdvanced
$2.3B
15.75
$11.48
1.22
$1.60
0.88%
Price and volume
Market cap
$2.3B
Beta
1.22
52-week high
$183.31
52-week low
$91.06
Average daily volume
146K
Dividend rate
$1.60
Financial strength
Current ratio
0.994
Quick ratio
0.689
Long term debt to equity
7.092
Total debt to equity
7.2
Dividend payout ratio (TTM)
12.04%
Interest coverage (TTM)
16.56%
Profitability
EBITDA (TTM)
234.751
Gross margin (TTM)
41.74%
Net profit margin (TTM)
18.58%
Operating margin (TTM)
29.61%
Effective tax rate (TTM)
26.39%
Revenue per employee (TTM)
$1,400,000
Management effectiveness
Return on assets (TTM)
6.73%
Return on equity (TTM)
25.47%
Valuation
Price to earnings (TTM)
15.75
Price to revenue (TTM)
2.441
Price to book
3.09
Price to tangible book (TTM)
3.1
Price to free cash flow (TTM)
3.931
Free cash flow yield (TTM)
25.44%
Free cash flow per share (TTM)
45.989
Dividend yield (TTM)
0.88%
Forward dividend yield
0.88%
Growth
Revenue change (TTM)
9.67%
Earnings per share change (TTM)
-11.87%
3-year revenue growth (CAGR)
18.63%
10-year revenue growth (CAGR)
10.22%
3-year earnings per share growth (CAGR)
92.84%
10-year earnings per share growth (CAGR)
5.61%
10-year dividend per share growth (CAGR)
3.36%
What the Analysts think about HCI
Analyst ratings (Buy, Hold, Sell) for HCI stock.
Bulls say / Bears say
HCI Group reported Q2 2025 EPS of $5.18, beating analyst expectations of $4.52, reflecting solid profitability and strong operational execution. (Nasdaq)
The gross loss ratio improved to 21.3% in Q2 2025 from 29.7% a year earlier, indicating disciplined underwriting and fewer high-severity claims. (Nasdaq)
Book value per share increased to $58.55 as of Q2 2025, and management reiterated ongoing progress to spin off Exzeo, aiming to boost shareholder value. (GlobeNewswire)
HCI Group incurred $374.7 million in loss and loss adjustment expenses in 2024, including $78 million tied to Hurricane Milton, highlighting its ongoing exposure to hurricane risk in Florida. (GlobeNewswire)
Reinsurance premiums ceded climbed to $202.2 million in the first half of 2025 from $144.8 million the previous year, reducing net retention and compressing underwriting profit margins. (Nasdaq)
The planned spin-off of technology affiliate Exzeo carries execution risk and could distract management, with uncertain investor appetite for the new independent company. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
HCI Financial Performance
Revenues and expenses
HCI Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Sept19
HCI
DividendPayment
$0.40Per share
FAQs
What’s the current market cap for HCI stock?
HCI (HCI) has a market cap of $2.3B as of September 14, 2025.
What is the P/E ratio for HCI stock?
The price to earnings (P/E) ratio for HCI (HCI) stock is 15.75 as of September 14, 2025.
Does HCI stock pay dividends?
Yes, the HCI (HCI) stock pays dividends to shareholders. As of September 14, 2025, the dividend rate is $1.6 and the yield is 0.88%. HCI has a payout ratio of 12.04% on a trailing twelve-month basis.
When is the next HCI dividend payment date?
The next HCI (HCI) dividend payment is scheduled for September 19, 2025.
What is the beta indicator for HCI?
HCI (HCI) has a beta rating of 1.22. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.