Compare

Hingham Institution for Savings/$HIFS

1D1W1M3M6MYTD1Y5YMAX

About Hingham Institution for Savings

Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
Ticker
$HIFS
Sector
Finance
Primary listing
NASDAQ
Employees
95
Headquarters
Hingham, United States
Website
www.hinghamsavings.com

HIFS Metrics

BasicAdvanced
$673M
10.98
$27.89
0.86
$3.22
0.82%

Bulls say / Bears say

Net interest margin rose to 2.23% in the third quarter, up 49 basis points year on year, as loan yields improved and funding costs fell. Further asset repricing could support earnings if this trend continues. (GlobeNewswire)
Non-interest-bearing deposits grew 20.2% year on year, while wholesale funding fell 5.0%. A stronger mix of lower-cost customer deposits could reduce reliance on more expensive borrowing and help protect margins. (GlobeNewswire)
Book value per share rose 11.5% year on year to $235.93, and Hingham declared its 131st consecutive quarterly dividend. Continued book-value growth and regular shareholder payouts support the long-term compounding case. (GlobeNewswire)
Diluted earnings per share fell 27.1% year on year in the third quarter, while return on equity dropped to 9.74% from 15.15%. The improved margin has not yet translated into stronger reported returns. (GlobeNewswire)
Non-performing assets rose to 0.89% of assets from 0.69% at year-end 2025, with a $30.6 million Washington, D.C. development loan still on non-accrual and a $6.2 million multifamily loan newly placed on non-accrual. No charge-offs were recorded in the first nine months, but these troubled credits and foreclosed properties leave room for further losses. (GlobeNewswire)
The loan book is heavily concentrated in commercial real estate: it represented 71.6% of loans and 525% of capital in the second quarter, while loans were 150.5% of deposits. That concentration and reliance on funding beyond deposits could amplify the impact of property stress or funding pressure. (Lynx Renard)
Data summarised monthly by Lightyear AI. Last updated on 26 Oct 2026.

HIFS Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Funds containing HIFS

Funds
Fund name
Fund size
$HIFS weighting
SPDR Russell 2000 US Small Cap€R2US
$5.3B0.02%
SPDR Russell 2000 US Small Cap£R2SC
$5.3B0.02%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.