Hartford Financial/$HIG
1D1W1MYTD1Y5YMAX
Capital at risk
About Hartford Financial
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments, including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.
- Ticker
- $HIG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 19,200
- Headquarters
- Hartford, United States
- Website
- www.thehartford.com
HIG Metrics
BasicAdvanced
$34B
8.15
$15.48
0.46
$2.40
1.90%
Price and volume
Market cap
$34B
Beta
0.46
52-week high
$146.07
52-week low
$120.33
Average daily volume
1.7M
Dividend rate
$2.40
Financial strength
Current ratio
1.772
Quick ratio
0.999
Long term debt to equity
0.223
Total debt to equity
0.223
Dividend payout ratio (TTM)
14.80%
Interest coverage (TTM)
25.92%
Profitability
EBITDA (TTM)
5,586
Gross margin (TTM)
37.87%
Net profit margin (TTM)
14.89%
Operating margin (TTM)
18.04%
Effective tax rate (TTM)
19.39%
Revenue per employee (TTM)
$1,530,000
Management effectiveness
Return on assets (TTM)
3.85%
Return on equity (TTM)
22.06%
Valuation
Price to earnings (TTM)
8.145
Price to revenue (TTM)
1.192
Price to book
1.77
Price to tangible book (TTM)
2
Price to free cash flow (TTM)
6.058
Free cash flow yield (TTM)
16.51%
Free cash flow per share (TTM)
20.808
Dividend yield (TTM)
1.90%
Forward dividend yield
1.90%
Growth
Revenue change (TTM)
8.95%
Earnings per share change (TTM)
40.57%
3-year revenue growth (CAGR)
7.53%
10-year revenue growth (CAGR)
4.93%
3-year earnings per share growth (CAGR)
35.46%
10-year earnings per share growth (CAGR)
16.85%
3-year dividend per share growth (CAGR)
11.80%
10-year dividend per share growth (CAGR)
10.69%
What the Analysts think about HIG
Analyst ratings (Buy, Hold, Sell) for Hartford Financial stock.
Analyst projections of the future price of Hartford Financial stock.
Bulls say / Bears say
Business Insurance is growing while remaining profitable: written premiums rose 5% in the second quarter, and the underlying combined ratio was 89.3%. Small Business was especially strong, with 7% premium growth and an 86.5% underlying combined ratio. (The Hartford)
Hartford is returning substantial capital to shareholders. It repurchased $450 million of shares in the second quarter, paid $165 million in dividends, and authorised a new $4.2 billion buyback through 2028, helped by the planned Hartford Funds sale. (The Hartford, Wellington Management)
Employee Benefits and investment income add useful earnings support beyond property and casualty insurance. Fully insured Employee Benefits premiums grew 5% in the second quarter with a 7.4% core earnings margin, while net investment income rose 22% year on year to $800 million. (The Hartford)
Business Insurance underwriting weakened from a year earlier: its combined ratio rose to 91.4% from 87.0%. Less favourable prior-year development and higher catastrophe losses contributed, while reserves were increased for general liability and commercial auto after higher loss severity. (The Hartford, Investing.com)
Personal Insurance is still struggling to grow. Written premiums fell 7% in the second quarter, including a 10% decline in auto, while management said competitive conditions are making its targets harder to achieve and the expense ratio increased to 26.3%. (Investing.com, The Hartford)
Employee Benefits has a potential claims-pressure problem. The group disability loss ratio rose 6.3 percentage points year on year to 74.8%, driven partly by higher claim incidence across short- and long-term disability. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 26 Sept 2026.
HIG Financial Performance
Revenues and expenses
HIG Earnings Performance
Company profitability
Upcoming events
No upcoming events
HIG News
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Funds containing HIG
AllUSDEURGBP
Fund name | Fund size | $HIG weighting |
|---|---|---|
iShares Edge S&P 500 Minimum Volatility$SPMV | $1.9B | 0.76% |
iShares Edge S&P 500 Minimum Volatility€IBCK | €1.6B | 0.76% |
iShares Edge S&P 500 Minimum Volatility£MVUS | £1.4B | 0.76% |
iShares MSCI USA Quality Dividend ESG£HDIQ | £578M | 0.53% |
iShares S&P 500 Financials Sector$IUFS | $2.4B | 0.45% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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