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Home Bancshares/$HOMB

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About Home Bancshares

Home BancShares Inc is a bank holding company that operates through its wholly owned community bank subsidiary, Centennial Bank. The bank provides a broad range of commercial and retail banking, as well as related financial services, to a diverse customer base. Its customer base includes businesses, real estate developers and investors, individuals, and municipalities. The company's loan portfolio, while diversified, is typically between half and two thirds in commercial real estate loans. The company's plan emphasizes growth, both through strategic acquisitions and organically within its existing markets. The company has one reportable segment: The Banking Segment.
Ticker
$HOMB
Sector
Finance
Primary listing
NYSE
Employees
2,543

Home Bancshares Metrics

BasicAdvanced
$5.9B
12.18
$2.44
0.72
$0.86
3.09%

What the Analysts think about Home Bancshares

Analyst ratings (Buy, Hold, Sell) for Home Bancshares stock.
Analyst projections of the future price of Home Bancshares stock.

Bulls say / Bears say

Third-quarter net income reached a company record of $129.5 million, while adjusted earnings rose 7.9% year on year and net interest margin edged up to 4.53%. This points to resilient earnings power despite a modest fall in quarterly revenue. (Home BancShares, Inc.)
The Mountain Commerce acquisition expands HOMB’s presence in Tennessee, and management expects about $5 million in annualised cost savings after systems conversion. If those savings are delivered, they could add to earnings beyond the acquired business’s contribution. (Home BancShares, Inc., TradingKey)
HOMB’s common equity Tier 1 ratio was a strong 16.7% at quarter-end, while it raised its quarterly dividend to $0.23 and continued share repurchases. That combination gives the bank a sizeable capital buffer while returning cash to shareholders. (Home BancShares, Inc.)
Credit quality weakened: non-performing assets rose to 1.02% of assets from 0.93% in the previous quarter and 0.56% a year earlier. Non-performing loans also increased sequentially, raising the risk of further credit costs. (Home BancShares, Inc.)
Loans fell by $216.6 million and deposits by about $350 million during the third quarter; legacy community banking recorded a $255.7 million organic loan decline. Continued runoff could limit revenue growth and make it harder to deploy the bank’s balance sheet efficiently. (Home BancShares, Inc.)
Management says deposit competition remains intense across several of HOMB’s markets, while loan pricing is also competitive. Higher funding costs or pressure to cut lending rates could squeeze the bank’s net interest margin. (TradingKey)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.

Home Bancshares Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Home Bancshares Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing Home Bancshares

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