IBC Bank/$IBOC
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About IBC Bank
International Bancshares Corp is a multibank financial holding company. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
Ticker
$IBOC
Sector
Primary listing
Employees
2,220
Headquarters
Website
IBC Bank Metrics
BasicAdvanced
$4.4B
10.68
$6.61
0.87
$1.40
1.98%
Price and volume
Market cap
$4.4B
Beta
0.87
52-week high
$74.00
52-week low
$54.11
Average daily volume
207K
Dividend rate
$1.40
Financial strength
Dividend payout ratio (TTM)
20.54%
Profitability
Net profit margin (TTM)
50.94%
Operating margin (TTM)
63.94%
Effective tax rate (TTM)
18.87%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
2.58%
Return on equity (TTM)
14.71%
Valuation
Price to earnings (TTM)
10.681
Price to revenue (TTM)
5.43
Price to book
1.45
Price to tangible book (TTM)
1.6
Price to free cash flow (TTM)
9.739
Free cash flow yield (TTM)
10.27%
Free cash flow per share (TTM)
7.249
Dividend yield (TTM)
1.98%
Forward dividend yield
1.98%
Growth
Revenue change (TTM)
1.28%
Earnings per share change (TTM)
1.85%
3-year revenue growth (CAGR)
13.99%
3-year earnings per share growth (CAGR)
23.49%
10-year earnings per share growth (CAGR)
12.04%
3-year dividend per share growth (CAGR)
4.26%
10-year dividend per share growth (CAGR)
9.28%
Bulls say / Bears say
International Bancshares’ Q2 2025 net income rose 3.2% year-on-year to $100.1 million, with diluted earnings per share increasing to $1.61, driven by robust lending activity. (AP)
The company expanded its balance sheet in Q1, growing total assets by 3.8% to approximately $16.3 billion at March 31, 2025 from $15.7 billion at December 31, 2024, reflecting successful loan portfolio growth. (BusinessWire)
Provision for credit losses in Q1 2025 decreased by 74.3% to $3.33 million from $12.98 million a year earlier, signaling improved asset quality and lower credit risk. (SEC)
Net interest income fell 1.5% in Q1 to $161.2 million from $163.6 million in Q4 2024, indicating margin pressure from higher funding costs. (SEC)
Non-interest income declined 12.4% to $37.0 million in Q1 2025, reflecting weaker fee and service revenue beyond core lending operations. (SEC)
Operating expenses rose 5.9% year-over-year to $73.8 million in Q1, driven by higher staffing and technology costs, which may weigh on profitability. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
IBC Bank Financial Performance
Revenues and expenses
IBC Bank News
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FAQs
What’s the current market cap for IBC Bank stock?
IBC Bank (IBOC) has a market cap of $4.4B as of September 15, 2025.
What is the P/E ratio for IBC Bank stock?
The price to earnings (P/E) ratio for IBC Bank (IBOC) stock is 10.68 as of September 15, 2025.
Does IBC Bank stock pay dividends?
Yes, the IBC Bank (IBOC) stock pays dividends to shareholders. As of September 15, 2025, the dividend rate is $1.4 and the yield is 1.98%. IBC Bank has a payout ratio of 20.54% on a trailing twelve-month basis.
When is the next IBC Bank dividend payment date?
The next IBC Bank (IBOC) dividend payment date is unconfirmed.
What is the beta indicator for IBC Bank?
IBC Bank (IBOC) has a beta rating of 0.87. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.