Intercorp Financial Services/$IFS
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About Intercorp Financial Services
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services and payments for retail customers and commercial clients in Peru. The company has four operating segments; the Banking segment includes Mainly loans, credit facilities, deposits, and current accounts, the Insurance segment provides life annuity products with single-premium payment and conventional life insurance products and other retail insurance products, the Wealth Management segment provides brokerage and investment management services. Its geographical segments include Peru and Panama.
Ticker
$IFS
Sector
Primary listing
NYSE
Employees
8,542
Headquarters
Lima, Peru
Website
IFS Metrics
BasicAdvanced
$4.8B
8.76
$4.94
0.97
$0.95
2.19%
Price and volume
Market cap
$4.8B
Beta
0.97
52-week high
$43.56
52-week low
$25.77
Average daily volume
182K
Dividend rate
$0.95
Financial strength
Dividend payout ratio (TTM)
22.16%
Profitability
Net profit margin (TTM)
35.56%
Operating margin (TTM)
43.60%
Effective tax rate (TTM)
19.96%
Revenue per employee (TTM)
$183,290
Management effectiveness
Return on assets (TTM)
1.99%
Return on equity (TTM)
17.57%
Valuation
Price to earnings (TTM)
8.763
Price to revenue (TTM)
3.116
Price to book
0.44
Price to tangible book (TTM)
0.52
Price to free cash flow (TTM)
-6.439
Free cash flow yield (TTM)
-15.53%
Free cash flow per share (TTM)
-6.727
Dividend yield (TTM)
2.19%
Forward dividend yield
2.19%
Growth
Revenue change (TTM)
39.73%
Earnings per share change (TTM)
112.04%
3-year revenue growth (CAGR)
5.43%
3-year earnings per share growth (CAGR)
8.55%
10-year earnings per share growth (CAGR)
4.83%
3-year dividend per share growth (CAGR)
-18.57%
What the Analysts think about IFS
Analyst ratings (Buy, Hold, Sell) for Intercorp Financial Services stock.
Bulls say / Bears say
IFS posted a net profit of S/446.1 million in Q1 2025 (up 3.2x YoY) with an annualized ROE of 16.3%, highlighting strong profitability and efficient capital use (SEC filing).
For Q2 2025, IFS reported net income of S/580 million (up 1.5x YoY) with a return on equity of 20.7%, maintaining robust mid-year earnings momentum (SEC filing).
Fitch Ratings upgraded IFS’s long-term Issuer Default Rating to 'BBB' (from BBB-) with a stable outlook, reflecting stronger financial stability and prospects of lower funding costs, which may support new growth initiatives (StreetInsider).
Q1 2025 net profit fell by S/44 million quarter-on-quarter from S/490 million in Q4 2024, reflecting earnings volatility and potential obstacles to sustained growth (SEC filing).
IFS’s consumer loan portfolio shrank 4.8% year-on-year in Q1 2025, driven by a 9.0% drop in credit card lending, pointing to weakening demand in a key retail segment (SEC filing).
Impairment losses on loans rose 7.3% quarter-on-quarter to S/343 million in Q1 2025, signaling greater credit risk that may hurt the quality of future earnings (SEC filing).
Data summarised monthly by Lightyear AI. Last updated on 1 Nov 2025.
IFS Financial Performance
Revenues and expenses
IFS Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Intercorp Financial Services stock?
Intercorp Financial Services (IFS) has a market cap of $4.8B as of November 06, 2025.
What is the P/E ratio for Intercorp Financial Services stock?
The price to earnings (P/E) ratio for Intercorp Financial Services (IFS) stock is 8.76 as of November 06, 2025.
Does Intercorp Financial Services stock pay dividends?
Yes, the Intercorp Financial Services (IFS) stock pays dividends to shareholders. As of November 06, 2025, the dividend rate is $0.95 and the yield is 2.19%. Intercorp Financial Services has a payout ratio of 22.16% on a trailing twelve-month basis.
When is the next Intercorp Financial Services dividend payment date?
The next Intercorp Financial Services (IFS) dividend payment date is unconfirmed.
What is the beta indicator for Intercorp Financial Services?
Intercorp Financial Services (IFS) has a beta rating of 0.97. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.