Jack Henry & Associates/$JKHY
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Jack Henry & Associates
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
- Ticker
- $JKHY
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 7,300
- Headquarters
- Monett, United States
- Website
- www.jackhenry.com
JKHY Metrics
BasicAdvanced
$11B
23.12
$6.98
0.55
$2.41
1.51%
Price and volume
Market cap
$11B
Beta
0.55
52-week high
$193.39
52-week low
$121.04
Average daily volume
827K
Dividend rate
$2.41
Financial strength
Current ratio
1.167
Quick ratio
0.734
Long term debt to equity
0.034
Total debt to equity
0.038
Dividend payout ratio (TTM)
33.89%
Interest coverage (TTM)
119.40%
Profitability
EBITDA (TTM)
854.785
Gross margin (TTM)
43.90%
Net profit margin (TTM)
19.76%
Operating margin (TTM)
25.28%
Effective tax rate (TTM)
22.98%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
12.99%
Return on equity (TTM)
24.04%
Valuation
Price to earnings (TTM)
23.118
Price to revenue (TTM)
4.568
Price to book
5.51
Price to tangible book (TTM)
19.39
Price to free cash flow (TTM)
22.892
Free cash flow yield (TTM)
4.37%
Free cash flow per share (TTM)
7.048
Dividend yield (TTM)
1.49%
Forward dividend yield
1.51%
Growth
Revenue change (TTM)
7.12%
Earnings per share change (TTM)
11.84%
3-year revenue growth (CAGR)
6.99%
10-year revenue growth (CAGR)
6.51%
3-year earnings per share growth (CAGR)
11.61%
10-year earnings per share growth (CAGR)
8.38%
3-year dividend per share growth (CAGR)
5.62%
10-year dividend per share growth (CAGR)
8.42%
What the Analysts think about JKHY
Analyst ratings (Buy, Hold, Sell) for Jack Henry & Associates stock.
Analyst projections of the future price of Jack Henry & Associates stock.
Bulls say / Bears say
Fiscal 2026 revenue grew 7.1%, operating income rose 11.7% and diluted EPS increased 11.9%; management’s fiscal 2027 outlook still calls for 5.5%–6.5% revenue growth. This points to steady growth even after a strong year. (PR Newswire)
Jack Henry won Woodforest National Bank, a bank with more than $9 billion in assets, in what the company described as its largest new core signing. Landing larger institutions could broaden its growth opportunity beyond its traditional community-bank base. (Morningstar)
Digital and payments activity is growing: fiscal 2026 digital and transaction revenue rose 11.6%, while faster-payments revenue increased 49.5%. Continued adoption could add growth on top of core processing. (PR Newswire)
Fourth-quarter revenue grew 4.7%, but operating income fell 12.2% and diluted EPS declined 10.2%. Costs rose faster than sales, showing that growth did not protect quarterly profitability. (PR Newswire)
Management expects just 20–40 basis points of adjusted margin expansion in fiscal 2027, with higher cyber, AI and data-centre spending adding pressure. That leaves limited room for cost overruns or weaker revenue growth. (TradingKey, PR Newswire)
Valuation remains a concern: Morgan Stanley cut its price target to $158 from $170, citing valuation, while keeping an Equalweight rating. If earnings growth stays moderate, a premium multiple may limit share-price upside. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 12 Oct 2026.
JKHY Financial Performance
Revenues and expenses
JKHY Earnings Performance
Company profitability
Upcoming events
No upcoming events
JKHY News
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Funds containing JKHY
AllUSDEURGBP
Fund name | Fund size | $JKHY weighting |
|---|---|---|
VanEck Morningstar Wide Moat$MOAT | $396M | 1.43% |
VanEck Morningstar Wide Moat€GMVM | $376M | 1.43% |
VanEck Morningstar Wide Moat£MOGB | $376M | 1.43% |
iShares Digitalisation$DGTL | $761M | 0.45% |
iShares Digitalisation£DGIT | $813M | 0.45% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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