Kemper/$KMPR
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About Kemper
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. The company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance.
Ticker
$KMPR
Sector
Primary listing
NYSE
Employees
7,400
Headquarters
Website
Kemper Metrics
BasicAdvanced
$2.7B
8.03
$5.31
1.29
$1.27
3.00%
Price and volume
Market cap
$2.7B
Beta
1.29
52-week high
$72.25
52-week low
$42.24
Average daily volume
1.1M
Dividend rate
$1.27
Financial strength
Current ratio
0.946
Quick ratio
0.906
Long term debt to equity
52.259
Total debt to equity
52.565
Dividend payout ratio (TTM)
23.68%
Interest coverage (TTM)
10.08%
Profitability
EBITDA (TTM)
549.5
Gross margin (TTM)
35.02%
Net profit margin (TTM)
7.18%
Operating margin (TTM)
10.41%
Effective tax rate (TTM)
19.79%
Revenue per employee (TTM)
$650,000
Management effectiveness
Return on assets (TTM)
2.48%
Return on equity (TTM)
11.92%
Valuation
Price to earnings (TTM)
8.028
Price to revenue (TTM)
0.57
Price to book
0.92
Price to tangible book (TTM)
1.59
Price to free cash flow (TTM)
4.949
Free cash flow yield (TTM)
20.21%
Free cash flow per share (TTM)
8.614
Dividend yield (TTM)
2.98%
Forward dividend yield
3.00%
Growth
Revenue change (TTM)
2.67%
Earnings per share change (TTM)
562.92%
3-year revenue growth (CAGR)
-5.79%
10-year revenue growth (CAGR)
8.04%
3-year earnings per share growth (CAGR)
-0.14%
10-year earnings per share growth (CAGR)
9.39%
3-year dividend per share growth (CAGR)
0.53%
10-year dividend per share growth (CAGR)
2.76%
What the Analysts think about Kemper
Analyst ratings (Buy, Hold, Sell) for Kemper stock.
Bulls say / Bears say
Specialty P&C net premiums written jumped to $1.07 billion in Q1 2025 from $864.6 million in Q1 2024, while the segment’s underlying combined ratio improved to 92.7%, showing strong rate and volume growth.
Kemper’s Life Insurance segment posted adjusted net operating income of $17.2 million in Q1 2025, up from $11.9 million in Q1 2024, driven by higher net investment income.
On February 12, 2025, Kemper completed the redemption of $450 million of 4.350% senior notes due 2025, lowering leverage and expected interest expense, which strengthens its balance sheet.
The Specialty Property & Casualty segment’s adjusted net operating income dropped to $79.0 million in Q2 2025 from $102.3 million a year earlier, as its underlying combined ratio worsened to 93.6%, showing higher underwriting costs and reserve development.
Adjusted diluted net operating income per share fell to $1.30 in Q2 2025 from $1.42 in Q2 2024, highlighting pressure on earnings growth due to greater loss severity.
Kemper’s adjusted ROE decreased to 15% in Q2 2025 from 21% in Q1 2025, signaling slowing profitability momentum quarter-over-quarter.
Data summarised monthly by Lightyear AI. Last updated on 2 Nov 2025.
Kemper Financial Performance
Revenues and expenses
Kemper Earnings Performance
Company profitability
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FAQs
What’s the current market cap for Kemper stock?
Kemper (KMPR) has a market cap of $2.7B as of November 06, 2025.
What is the P/E ratio for Kemper stock?
The price to earnings (P/E) ratio for Kemper (KMPR) stock is 8.03 as of November 06, 2025.
Does Kemper stock pay dividends?
Yes, the Kemper (KMPR) stock pays dividends to shareholders. As of November 06, 2025, the dividend rate is $1.27 and the yield is 3%. Kemper has a payout ratio of 23.68% on a trailing twelve-month basis.
When is the next Kemper dividend payment date?
The next Kemper (KMPR) dividend payment is scheduled for December 03, 2025.
What is the beta indicator for Kemper?
Kemper (KMPR) has a beta rating of 1.29. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.