Lufax Holding/$LU
1D1W1MYTD1Y5YMAX
Capital at risk
About Lufax Holding
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
- Ticker
- $LU
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 29,136
- Headquarters
- Shanghai, China
- Website
- www.lufaxholding.com
Lufax Holding Metrics
BasicAdvanced
$1.1B
-
-$0.38
0.69
-
Price and volume
Market cap
$1.1B
Beta
0.69
52-week high
$4.57
52-week low
$1.19
Average daily volume
928K
Financial strength
Current ratio
34.601
Quick ratio
30.878
Long term debt to equity
88.564
Total debt to equity
89.059
Interest coverage (TTM)
2.21%
Profitability
EBITDA (TTM)
1,319.016
Gross margin (TTM)
56.00%
Net profit margin (TTM)
-7.84%
Operating margin (TTM)
31.09%
Effective tax rate (TTM)
-7.57%
Revenue per employee (TTM)
$144,530
Management effectiveness
Return on assets (TTM)
2.77%
Return on equity (TTM)
-2.29%
Valuation
Price to revenue (TTM)
0.252
Price to book
0.01
Price to tangible book (TTM)
0.02
Price to free cash flow (TTM)
1.11
Free cash flow yield (TTM)
90.13%
Free cash flow per share (TTM)
1.109
Growth
Revenue change (TTM)
-6.63%
Earnings per share change (TTM)
-4.54%
3-year revenue growth (CAGR)
-20.15%
3-year earnings per share growth (CAGR)
1.58%
What the Analysts think about Lufax Holding
Analyst ratings (Buy, Hold, Sell) for Lufax Holding stock.
Analyst projections of the future price of Lufax Holding stock.
Bulls say / Bears say
China’s Lufax narrowed its second-quarter 2026 net loss to RMB 82 million from RMB 594 million a year earlier as total expenses fell by 12.7%, reflecting meaningful cost cuts and efficiency gains. (Reuters)
Lufax renewed its services purchasing agreement with Ping An Insurance in February 2026, securing a continued connected-transaction framework to access critical infrastructure and partnership synergies. (Reuters)
JPMorgan upgraded Lufax to Overweight from Neutral on July 28, 2026, citing improving profitability and asset quality under the refreshed management team. (Reuters)
A US investor filed a proposed class action in March 2026 alleging Lufax overstated its net profit for 2022 and 2023 and misled the public about its financial reporting controls, undermining confidence in its accounting quality. (Bloomberg Law)
Holzer & Holzer LLC launched an investigation into whether Lufax complied with federal securities laws after the board proposed removing its auditors in January 2026, suggesting material governance and audit-compliance risks; shares fell on the news. (Reuters)
Long‐time chairman Yong Suk Cho ceased to act in April 2026, with Dicky Peter Yip appointed as successor, indicating potential board-level disruption amid an ongoing strategic reset. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 24 Aug 2026.
Lufax Holding Financial Performance
Revenues and expenses
Lufax Holding Earnings Performance
Company profitability
Upcoming events
No upcoming events
Lufax Holding News
AllArticlesVideos
Funds containing Lufax Holding
AllEURUSDGBP
Fund name | Fund size | $LU weighting |
|---|---|---|
Amundi Prime All Country World€WEBN | €3.2B | 0.00% |
Vanguard FTSE Emerging Markets$VDEM | $3.7B | 0.00% |
Vanguard FTSE Emerging Markets€VFEM | €3.2B | 0.00% |
Vanguard FTSE Emerging Markets£VFEM | £2.8B | 0.00% |
Vanguard FTSE All-World$VWRD | $27B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
