NMI Holdings/$NMIH
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About NMI Holdings
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
Ticker
$NMIH
Sector
Primary listing
Industry
Financial Services
Headquarters
Employees
230
ISIN
US6292093050
Website
NMI Holdings Metrics
BasicAdvanced
$3B
8.34
$4.63
0.55
-
Price and volume
Market cap
$3B
Beta
0.55
52-week high
$43.20
52-week low
$31.90
Average daily volume
542K
Financial strength
Current ratio
1.944
Quick ratio
0.643
Long term debt to equity
18.339
Total debt to equity
18.339
Interest coverage (TTM)
14.35%
Profitability
EBITDA (TTM)
528.101
Gross margin (TTM)
80.66%
Net profit margin (TTM)
55.93%
Operating margin (TTM)
77.28%
Effective tax rate (TTM)
22.20%
Revenue per employee (TTM)
$2,900,000
Management effectiveness
Return on assets (TTM)
9.98%
Return on equity (TTM)
17.38%
Valuation
Price to earnings (TTM)
8.337
Price to revenue (TTM)
4.579
Price to book
1.3
Price to tangible book (TTM)
1.3
Price to free cash flow (TTM)
8.119
Free cash flow yield (TTM)
12.32%
Free cash flow per share (TTM)
475.32%
Growth
Revenue change (TTM)
11.61%
Earnings per share change (TTM)
14.57%
3-year revenue growth (CAGR)
10.33%
10-year revenue growth (CAGR)
38.93%
3-year earnings per share growth (CAGR)
18.05%
10-year earnings per share growth (CAGR)
20.56%
What the Analysts think about NMI Holdings
Analyst ratings (Buy, Hold, Sell) for NMI Holdings stock.
Bulls say / Bears say
NMI Holdings reported quarterly earnings of $1.28 per share, surpassing estimates by $0.16, and revenue of $173.25 million, exceeding expectations by $18.59 million. (nasdaq.com)
The company's insurance portfolio grew by 7% to $207.5 billion, indicating strong business expansion. (stocktitan.net)
NMI Holdings has a comprehensive reinsurance program that enhances its return profile and mitigates credit volatility. (nasdaq.com)
Insider selling activity includes EVP Norman Peter Fitzgerald selling 20,000 shares and EVP Mohammad Nawaz Yousaf selling 1,083 shares, which may raise concerns about internal confidence. (etfdailynews.com)
The stock has a relatively low price-to-earnings ratio of 7.64, which could indicate undervaluation or potential market skepticism. (marketbeat.com)
NMI Holdings' stock price has experienced fluctuations, with a 52-week high of $42.49 and a low of $26.41, reflecting potential volatility. (barchart.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jul 2025.
NMI Holdings Financial Performance
Revenues and expenses
NMI Holdings Earnings Performance
Company profitability
NMI Holdings News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
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FAQs
What’s the current market cap for NMI Holdings stock?
NMI Holdings (NMIH) has a market cap of $3B as of July 11, 2025.
What is the P/E ratio for NMI Holdings stock?
The price to earnings (P/E) ratio for NMI Holdings (NMIH) stock is 8.34 as of July 11, 2025.
Does NMI Holdings stock pay dividends?
No, NMI Holdings (NMIH) stock does not pay dividends to its shareholders as of July 11, 2025.
When is the next NMI Holdings dividend payment date?
NMI Holdings (NMIH) stock does not pay dividends to its shareholders.
What is the beta indicator for NMI Holdings?
NMI Holdings (NMIH) has a beta rating of 0.55. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.