Oportun Financial/$OPRT
Oportun Financial shares are trading lower after the company addressed Findell Capital's comments, highlighting efforts to compromise and streamline board actions.
2 hours ago·Lightyear AI
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About Oportun Financial
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Ticker
$OPRT
Sector
Primary listing
Industry
Consumer Finance
Headquarters
Employees
2,371
ISIN
US68376D1046
Website
OPRT Metrics
BasicAdvanced
$314M
-
-$1.01
1.24
-
Price and volume
Market cap
$314M
Beta
1.24
52-week high
$9.25
52-week low
$2.37
Average daily volume
571K
Financial strength
Current ratio
10.909
Quick ratio
10.316
Long term debt to equity
702.887
Total debt to equity
766.574
Profitability
Gross margin (TTM)
95.36%
Net profit margin (TTM)
-5.69%
Operating margin (TTM)
3.26%
Effective tax rate (TTM)
40.63%
Revenue per employee (TTM)
$310,000
Management effectiveness
Return on assets (TTM)
-1.31%
Return on equity (TTM)
-11.36%
Valuation
Price to revenue (TTM)
0.403
Price to book
0.73
Price to tangible book (TTM)
0.94
Price to free cash flow (TTM)
0.777
Free cash flow yield (TTM)
128.66%
Free cash flow per share (TTM)
921.20%
Growth
Revenue change (TTM)
-12.53%
Earnings per share change (TTM)
-63.11%
3-year revenue growth (CAGR)
4.26%
3-year earnings per share growth (CAGR)
-29.45%
What the Analysts think about OPRT
Analyst ratings (Buy, Hold, Sell) for Oportun Financial stock.
Bulls say / Bears say
Oportun returned to GAAP profitability in Q4 2024 with a net income of $9 million, marking a $51 million improvement year-over-year. (Oportun Financial Corporation)
The company achieved a 121% total shareholder return over the past 12 months, outperforming industry peers and key benchmarks. (GlobeNewswire)
Oportun closed a new $187.5 million warehouse facility in April 2025, increasing its total committed warehouse capacity to $954 million, supporting its responsible growth strategy. (GlobeNewswire)
Findell Capital Management, holding approximately 9.1% of Oportun's shares, has called for a board revamp, criticizing the current leadership for lack of lending experience and poor share price performance. (Investing.com)
The company's Aggregate Originations for full year 2024 were $1.775 billion, a 2% decrease compared to $1.813 billion in the prior year, indicating potential challenges in loan growth. (Oportun Financial Corporation)
Oportun's 30+ Day Delinquency Rate stood at 4.8% in Q4 2024, which, while improved from the prior year, still indicates a significant portion of loans are delinquent. (Oportun Financial Corporation)
Data summarised monthly by Lightyear AI. Last updated on 8 Jun 2025.
OPRT Financial Performance
Revenues and expenses
OPRT Earnings Performance
Company profitability
OPRT News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Oportun Financial stock?
Oportun Financial (OPRT) has a market cap of $314M as of July 02, 2025.
What is the P/E ratio for Oportun Financial stock?
The price to earnings (P/E) ratio for Oportun Financial (OPRT) stock is 0 as of July 02, 2025.
Does Oportun Financial stock pay dividends?
No, Oportun Financial (OPRT) stock does not pay dividends to its shareholders as of July 02, 2025.
When is the next Oportun Financial dividend payment date?
Oportun Financial (OPRT) stock does not pay dividends to its shareholders.
What is the beta indicator for Oportun Financial?
Oportun Financial (OPRT) has a beta rating of 1.24. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.