Oscar Health/$OSCR
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Oscar Health
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
- Ticker
- $OSCR
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 2,305
- Headquarters
- New York, United States
- Website
- www.hioscar.com
Oscar Health Metrics
BasicAdvanced
$10B
17.71
$1.91
2.39
-
Price and volume
Market cap
$10B
Beta
2.39
52-week high
$35.01
52-week low
$10.69
Average daily volume
5.3M
Financial strength
Current ratio
1.079
Quick ratio
1.049
Long term debt to equity
0.235
Total debt to equity
0.235
Interest coverage (TTM)
39.73%
Profitability
EBITDA (TTM)
657.964
Gross margin (TTM)
20.16%
Net profit margin (TTM)
3.60%
Operating margin (TTM)
4.11%
Effective tax rate (TTM)
6.59%
Revenue per employee (TTM)
$6,650,000
Management effectiveness
Return on assets (TTM)
4.47%
Return on equity (TTM)
34.26%
Valuation
Price to earnings (TTM)
17.71
Price to revenue (TTM)
0.63
Price to book
5.08
Price to tangible book (TTM)
5.08
Price to free cash flow (TTM)
2.205
Free cash flow yield (TTM)
45.36%
Free cash flow per share (TTM)
15.326
Growth
Revenue change (TTM)
42.82%
Earnings per share change (TTM)
-375.77%
3-year revenue growth (CAGR)
45.41%
3-year earnings per share growth (CAGR)
-4.56%
What the Analysts think about Oscar Health
Analyst ratings (Buy, Hold, Sell) for Oscar Health stock.
Analyst projections of the future price of Oscar Health stock.
Bulls say / Bears say
Oscar reported $1.09bn of operating earnings for the first half, versus $66.6m a year earlier, and raised its 2026 operating-earnings outlook to $500m–$700m from $250m–$450m. That sharp improvement gives the turnaround more evidence than a growth story alone. (Oscar Health)
Second-quarter revenue rose 70% year on year to $4.88bn, while membership reached 2.96m, up 46%. Growing scale could spread fixed costs across a larger book and support further margin gains if pricing holds. (Oscar Health, Last10K)
Employer use of CHOICE and ICHRA arrangements is widening: a cited HRA Council study found participating employers more than doubled to over 12,700 in 2026, with adoption among firms with 1,000-plus workers up 178%. This could give Oscar another growth channel beyond conventional individual enrolment. (Oscar Health)
Oscar expects 250,000–300,000 marketplace members to be retroactively disenrolled under CMS eligibility reviews, and says second-half churn could be roughly twice its earlier expectation. This threatens enrolment momentum and makes revenue harder to forecast. (Distilinfo)
The ACA market is under affordability pressure: Reuters reported 2026 sign-ups fell 5%, and cited estimates that effectuated enrolment could fall 17%–26% by March as enhanced subsidies expired and premiums rose. A smaller, potentially less healthy pool could weigh on Oscar’s growth and claims economics. (Reuters)
Oscar’s second-quarter results included a $160m favourable true-up to 2025 risk adjustment, while it carried a $4.85bn net risk-adjustment payable at June-end. These large, delayed transfers leave reported margins sensitive to estimates and later CMS reconciliations. (The Motley Fool, Actuary.info)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2026.
Oscar Health Financial Performance
Revenues and expenses
Oscar Health Earnings Performance
Company profitability
Upcoming events
No upcoming events
Oscar Health News
AllArticlesVideos
Oscar Health, Inc. 2026 Third Quarter Earnings Conference Call
Business Wire2 days ago
3 Healthcare Stocks Showing Why the Sector Still Has Momentum
MarketBeat2 weeks ago
Oscar Health Announces Thrive Capital's Completion of Oscar Health Common Stock Distribution to its Limited Partners
Business Wire4 weeks ago
Funds containing Oscar Health
AllUSDEURGBP
Fund name | Fund size | $OSCR weighting |
|---|---|---|
iShares Ageing Population$AGED | $953M | 0.62% |
iShares Ageing Population€AGED | €822M | 0.62% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.28% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.28% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.11% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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