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Preferred Bank/$PFBC

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About Preferred Bank

Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
Ticker
$PFBC
Sector
Finance
Primary listing
NASDAQ
Employees
324

Preferred Bank Metrics

BasicAdvanced
$1.3B
9.86
$10.82
-
$3.20
3.00%

What the Analysts think about Preferred Bank

Analyst ratings (Buy, Hold, Sell) for Preferred Bank stock.
Analyst projections of the future price of Preferred Bank stock.

Bulls say / Bears say

Second-quarter net income rose both sequentially and year on year to $33.5 million, while the 32.3% efficiency ratio points to tight cost control. The bank reported a 17.05% return on equity. (GlobeNewswire)
Loans grew 2.0% in the second quarter, and management said origination was strong even after loan sales and normal repayments. That suggests the bank is still finding lending opportunities in a competitive market. (GlobeNewswire)
Credit quality improved sharply in the second quarter: non-performing loans fell 41.5% and criticised loans fell 33.9%. The bank said this reduced reserve needs and its credit-loss provision was $1.2 million. (GlobeNewswire)
The reported 3.73% net interest margin benefited from $2.9 million of recoveries on troubled loans, so it may overstate the bank’s recurring earning power. The margin was also below the 3.85% recorded a year earlier. (GlobeNewswire)
Deposits grew just 0.8% in the quarter, slower than loans, and management said competition was pushing deposit rates higher. That could make it harder to fund lending growth without squeezing margins. (GlobeNewswire)
Commercial real estate makes up 41.6% of the loan book, leaving the bank exposed to property-market weakness. Three non-performing loans totalling $60 million remained at June-end, with their resolution dependent on bankruptcy proceedings. (MarketScreener, Exa)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2026.

Preferred Bank Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Preferred Bank Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing Preferred Bank

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