Progressive/$PGR
14:30
16:10
17:45
19:25
21:00
1D1W1MYTD1Y5YMAX
About Progressive
Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 24 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split roughly equally between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.
Ticker
$PGR
Sector
Primary listing
NYSE
Employees
66,308
Headquarters
Website
Progressive Metrics
BasicAdvanced
$123B
11.47
$18.22
0.37
$4.90
0.19%
Price and volume
Market cap
$123B
Beta
0.37
52-week high
$292.99
52-week low
$199.90
Average daily volume
3.8M
Dividend rate
$4.90
Financial strength
Current ratio
0.285
Quick ratio
0.231
Long term debt to equity
19.455
Total debt to equity
19.455
Dividend payout ratio (TTM)
26.80%
Interest coverage (TTM)
49.42%
Profitability
EBITDA (TTM)
14,099.8
Gross margin (TTM)
17.91%
Net profit margin (TTM)
12.58%
Operating margin (TTM)
16.19%
Effective tax rate (TTM)
20.69%
Revenue per employee (TTM)
$1,280,000
Management effectiveness
Return on assets (TTM)
7.60%
Return on equity (TTM)
34.22%
Valuation
Price to earnings (TTM)
11.467
Price to revenue (TTM)
1.438
Price to book
3.46
Price to tangible book (TTM)
3.46
Price to free cash flow (TTM)
7.183
Free cash flow yield (TTM)
13.92%
Free cash flow per share (TTM)
29.089
Dividend yield (TTM)
2.35%
Forward dividend yield
0.19%
Growth
Revenue change (TTM)
18.35%
Earnings per share change (TTM)
32.42%
3-year revenue growth (CAGR)
20.55%
10-year revenue growth (CAGR)
15.24%
3-year earnings per share growth (CAGR)
134.17%
10-year earnings per share growth (CAGR)
23.48%
3-year dividend per share growth (CAGR)
37.13%
10-year dividend per share growth (CAGR)
21.72%
What the Analysts think about Progressive
Analyst ratings (Buy, Hold, Sell) for Progressive stock.
Bulls say / Bears say
Progressive’s Q3 2025 net income rose 13% to $2.62 billion driven by a 10% increase in net premiums written to $21.38 billion and maintained a combined ratio of 89.5%, demonstrating robust underwriting profitability.
In Q2 2025, net income more than doubled to $3.18 billion with a combined ratio improving to 86.2% and personal lines policies in force up 16% year-over-year to 36.1 million, signaling strong demand and operational efficiency.
Progressive’s June quarter saw pretax net realized gains on securities jump to $179 million from $22 million a year earlier, enhancing investment income and supporting overall profitability.
Progressive’s Q3 2025 EPS of $4.45 fell short of analysts’ $5.04 estimate, prompting a 6.7% drop in its stock and reflecting a significant earnings miss.
The insurer’s Q3 net premiums written of $21.38 billion missed forecasts of $21.73 billion, indicating slower-than-expected top-line growth.
A one-time $950 million policyholder credit expense in Florida due to statutory profit caps will weigh on earnings and could recur as regulatory headwinds persist in a key market.
Data summarised monthly by Lightyear AI. Last updated on 4 Nov 2025.
Progressive Financial Performance
Revenues and expenses
Progressive Earnings Performance
Company profitability
Progressive News
AllArticlesVideos
Progressive Stock Got Hit After Earnings. It's Time to Buy One of America's Great Companies.
Barrons2 weeks ago
These Analysts Revise Their Forecasts On Progressive After Q3 Earnings
Benzinga3 weeks ago
S&P 500 Gains and Losses Today: Bunge Stock Soars as Trump Eyes China Cooking Oil Ban; Progressive Plunges
Investopedia3 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Progressive stock?
Progressive (PGR) has a market cap of $123B as of November 07, 2025.
What is the P/E ratio for Progressive stock?
The price to earnings (P/E) ratio for Progressive (PGR) stock is 11.47 as of November 07, 2025.
Does Progressive stock pay dividends?
Yes, the Progressive (PGR) stock pays dividends to shareholders. As of November 07, 2025, the dividend rate is $4.9 and the yield is 0.19%. Progressive has a payout ratio of 26.8% on a trailing twelve-month basis.
When is the next Progressive dividend payment date?
The next Progressive (PGR) dividend payment date is unconfirmed.
What is the beta indicator for Progressive?
Progressive (PGR) has a beta rating of 0.37. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.