PRA Group/$PRAA
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About PRA Group
PRA Group Inc is a leader in acquiring and collecting nonperforming loans. The company returns capital to banks and other creditors to help expand financial services for consumers in the Americas, Europe, and Australia. It is also engaged in providing fee-based services on class action claims recoveries in the United States. The company's portfolio segments include; Core, which is engaged in purchasing and collecting nonperforming loans, which the originators have not chosen not to pursue, and the Insolvency segment which is engaged in purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding.
Ticker
$PRAA
Sector
Primary listing
Employees
2,897
Headquarters
Website
PRA Group Metrics
BasicAdvanced
$657M
7.25
$2.32
1.50
-
Price and volume
Market cap
$657M
Beta
1.5
52-week high
$24.13
52-week low
$12.91
Average daily volume
266K
Financial strength
Current ratio
13.857
Quick ratio
14.285
Long term debt to equity
260.893
Total debt to equity
260.893
Interest coverage (TTM)
1.36%
Profitability
EBITDA (TTM)
354.678
Gross margin (TTM)
100.00%
Net profit margin (TTM)
8.10%
Operating margin (TTM)
30.37%
Effective tax rate (TTM)
21.79%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
4.26%
Return on equity (TTM)
8.19%
Valuation
Price to earnings (TTM)
7.252
Price to revenue (TTM)
0.586
Price to book
0.49
Price to tangible book (TTM)
0.73
Price to free cash flow (TTM)
-10.702
Free cash flow yield (TTM)
-9.34%
Free cash flow per share (TTM)
-1.572
Growth
Revenue change (TTM)
15.79%
Earnings per share change (TTM)
2,208.29%
3-year revenue growth (CAGR)
3.55%
10-year revenue growth (CAGR)
1.53%
3-year earnings per share growth (CAGR)
-12.05%
10-year earnings per share growth (CAGR)
-5.75%
What the Analysts think about PRA Group
Analyst ratings (Buy, Hold, Sell) for PRA Group stock.
Bulls say / Bears say
PRA Group’s Q4 2024 revenue rose 32.4% year-over-year to $293.23 million, while adjusted EPS of $0.47 beat the prior year’s loss by 69 cents, demonstrating strong operational execution (Reuters)
In Q1 2025, revenue climbed 35.7% year-over-year to $269.62 million, underscoring robust top-line momentum despite broader macroeconomic challenges (Reuters)
The company purchased a record $1.4 billion in nonperforming loan portfolios in 2024, a 22% increase over the prior year, highlighting its strong sourcing and acquisition capabilities (PR Newswire)
Shares plunged 31.5%, hitting their lowest level since November 2023 after the company missed first-quarter profit expectations, signaling heightened investor concern over short-term performance (Reuters)
Adjusted EPS of $0.09 for Q1 2025 fell well short of the $0.44 consensus estimate, marking the company's first earnings miss in nearly two years and highlighting margin pressures (Reuters)
The company now expects return on average tangible equity in 2025 to fall below its prior target of about 12%, reflecting potential headwinds to profitability growth (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 1 Sept 2025.
PRA Group Financial Performance
Revenues and expenses
PRA Group Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for PRA Group stock?
PRA Group (PRAA) has a market cap of $657M as of September 13, 2025.
What is the P/E ratio for PRA Group stock?
The price to earnings (P/E) ratio for PRA Group (PRAA) stock is 7.25 as of September 13, 2025.
Does PRA Group stock pay dividends?
No, PRA Group (PRAA) stock does not pay dividends to its shareholders as of September 13, 2025.
When is the next PRA Group dividend payment date?
PRA Group (PRAA) stock does not pay dividends to its shareholders.
What is the beta indicator for PRA Group?
PRA Group (PRAA) has a beta rating of 1.5. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.