PayPal/$PYPL
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About PayPal
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
- Ticker
- $PYPL
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 23,800
- Headquarters
- San Jose, United States
- Website
- www.paypal.com
PayPal Metrics
BasicAdvanced
$47B
10.84
$5.26
1.28
$0.56
0.98%
Price and volume
Market cap
$47B
Beta
1.28
52-week high
$70.35
52-week low
$38.46
Average daily volume
12M
Dividend rate
$0.56
Financial strength
Current ratio
1.264
Quick ratio
0.232
Long term debt to equity
0.561
Total debt to equity
0.731
Dividend payout ratio (TTM)
10.58%
Interest coverage (TTM)
7.29%
Profitability
EBITDA (TTM)
6,402
Gross margin (TTM)
40.55%
Net profit margin (TTM)
13.78%
Operating margin (TTM)
17.70%
Effective tax rate (TTM)
17.13%
Revenue per employee (TTM)
$1,440,000
Management effectiveness
Return on assets (TTM)
4.61%
Return on equity (TTM)
23.83%
Valuation
Price to earnings (TTM)
10.838
Price to revenue (TTM)
1.484
Price to book
2.45
Price to tangible book (TTM)
5.71
Price to free cash flow (TTM)
8.082
Free cash flow yield (TTM)
12.37%
Free cash flow per share (TTM)
7.054
Dividend yield (TTM)
0.98%
Forward dividend yield
0.98%
Growth
Revenue change (TTM)
4.36%
Earnings per share change (TTM)
5.66%
3-year revenue growth (CAGR)
5.59%
10-year revenue growth (CAGR)
12.65%
3-year earnings per share growth (CAGR)
16.19%
10-year earnings per share growth (CAGR)
16.63%
What the Analysts think about PayPal
Analyst ratings (Buy, Hold, Sell) for PayPal stock.
Analyst projections of the future price of PayPal stock.
Bulls say / Bears say
Venmo TPV grew 14% and payment-service-provider volume rose 13% in Q2, with Braintree growing at a mid-teens pace. These faster-growing businesses give PayPal growth engines beyond its core checkout product. (PayPal)
PayPal generated $1.8 billion of adjusted free cash flow in Q2 and expects at least $6 billion for 2026, supporting investment and shareholder returns. It also targets at least $1.5 billion in gross annualised cost savings over the next two to three years. (PayPal)
Competition from Apple Pay and Google Pay, built into smartphone ecosystems, is eroding PayPal’s standalone advantage. Investors are still waiting for clearer evidence that it can regain share and accelerate growth. (Reuters)
Profitability is under pressure: Q2 transaction-margin dollars rose just 1%, while non-GAAP operating income fell 8% and operating margin contracted 248 basis points. Higher investment and a lower transaction take rate are limiting the benefit of rising payment volumes. (PayPal)
A Cleveland Research downgrade warned that Q3 trends may have missed expectations amid weaker international demand and share loss. It also flagged pricing pressure across branded checkout and Braintree, which could weigh on take rates and delay the turnaround. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 21 Oct 2026.
PayPal Financial Performance
Revenues and expenses
PayPal Earnings Performance
Company profitability
Upcoming events
PayPal News
AllArticlesVideos
Funds containing PayPal
AllUSDEURGBP
Fund name | Fund size | $PYPL weighting |
|---|---|---|
iShares Digitalisation$DGTL | $761M | 1.97% |
iShares Digitalisation£DGIT | $813M | 1.97% |
Invesco CoinShares Global Blockchain£BCHS | $976M | 1.66% |
iShares Blockchain Technology£BLKC | $304M | 0.97% |
iShares AI Adopters and Applications£AIAA | $188M | 0.93% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.


