Radian/$RDN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Radian
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
- Ticker
- $RDN
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 900
- Headquarters
- Wayne, United States
- Website
- www.radian.com
Radian Metrics
BasicAdvanced
$4.5B
8.78
$3.89
0.71
$1.02
2.99%
Price and volume
Market cap
$4.5B
Beta
0.71
52-week high
$41.05
52-week low
$30.53
Average daily volume
1.5M
Dividend rate
$1.02
Financial strength
Current ratio
1.588
Quick ratio
0.703
Long term debt to equity
0.152
Total debt to equity
0.28
Dividend payout ratio (TTM)
26.54%
Interest coverage (TTM)
11.08%
Profitability
EBITDA (TTM)
903.04
Gross margin (TTM)
69.30%
Net profit margin (TTM)
32.51%
Operating margin (TTM)
51.92%
Effective tax rate (TTM)
22.76%
Revenue per employee (TTM)
$1,830,000
Management effectiveness
Return on assets (TTM)
5.29%
Return on equity (TTM)
12.03%
Valuation
Price to earnings (TTM)
8.776
Price to revenue (TTM)
2.829
Price to book
0.95
Price to tangible book (TTM)
1.04
Price to free cash flow (TTM)
3.356
Free cash flow yield (TTM)
29.80%
Free cash flow per share (TTM)
10.165
Dividend yield (TTM)
2.99%
Forward dividend yield
2.99%
Growth
Revenue change (TTM)
37.53%
Earnings per share change (TTM)
-1.86%
3-year revenue growth (CAGR)
10.87%
10-year revenue growth (CAGR)
3.10%
3-year earnings per share growth (CAGR)
-1.63%
10-year earnings per share growth (CAGR)
11.28%
3-year dividend per share growth (CAGR)
6.27%
10-year dividend per share growth (CAGR)
58.80%
What the Analysts think about Radian
Analyst ratings (Buy, Hold, Sell) for Radian stock.
Analyst projections of the future price of Radian stock.
Bulls say / Bears say
Radian’s mortgage insurance franchise is still producing a solid base of business: new insurance written rose 14% year on year, insurance in force reached a record $284 billion and persistency held at 82%. Defaults also eased from the previous quarter, supporting stable premium income. (Morningstar)
The Inigo acquisition has materially broadened Radian beyond US mortgage insurance. Second-quarter revenue grew 93% year on year, with Specialty contributing 53% of net premiums earned, giving the company a larger and more varied insurance platform. (Morningstar)
Radian is returning significant capital to shareholders while retaining a substantial capital cushion. It repurchased $76 million of shares and paid $37 million in dividends in the second quarter, while its mortgage insurer held $1.5 billion above required capital levels. (Morningstar, Sharewise)
The new Specialty business is bringing thinner margins and claims volatility. Its second-quarter combined ratio was about 98%, including reserves for expected and potential claims linked to the Middle East conflict, and management expects softer market pricing to keep margins under pressure. (Longbridge, Roic AI)
The acquisition has added costs that are weighing on reported earnings: second-quarter GAAP earnings from continuing operations were $0.87 a share, down from $1.11 a year earlier. Purchase-accounting adjustments, intangible amortisation and acquisition expenses contributed to the gap between the larger business and its reported profit. (Morningstar, TradingKey)
Radian remains exposed to a weaker housing and mortgage-credit cycle. Its mortgage default rate, while lower than the prior quarter, was still above its year-earlier level, and the company warns that falling mortgage rates could lift refinancing and reduce policy persistency. (Longbridge, Last10K)
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2026.
Radian Financial Performance
Revenues and expenses
Radian Earnings Performance
Company profitability
Upcoming events
No upcoming events
Radian News
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Funds containing Radian
AllUSDGBPEUR
Fund name | Fund size | $RDN weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.25% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.25% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.14% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.14% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.09% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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