SLM Corporation/$SLM
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About SLM Corporation
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
- Ticker
- $SLM
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,788
- Headquarters
- Newark, United States
- Website
- www.salliemae.com
SLM Corporation Metrics
BasicAdvanced
$4.3B
6.34
$3.59
0.95
$0.52
2.29%
Price and volume
Market cap
$4.3B
Beta
0.95
52-week high
$31.06
52-week low
$17.77
Average daily volume
2.1M
Dividend rate
$0.52
Financial strength
Current ratio
1.334
Quick ratio
1.314
Long term debt to equity
2.362
Total debt to equity
2.362
Dividend payout ratio (TTM)
16.06%
Profitability
Gross margin (TTM)
100.00%
Net profit margin (TTM)
43.62%
Operating margin (TTM)
58.28%
Effective tax rate (TTM)
25.15%
Revenue per employee (TTM)
$940,000
Management effectiveness
Return on assets (TTM)
2.53%
Return on equity (TTM)
30.33%
Valuation
Price to earnings (TTM)
6.34
Price to revenue (TTM)
2.673
Price to book
1.92
Price to tangible book (TTM)
1.97
Price to free cash flow (TTM)
-13.272
Free cash flow yield (TTM)
-7.53%
Free cash flow per share (TTM)
-1.713
Dividend yield (TTM)
2.29%
Forward dividend yield
2.29%
Growth
Revenue change (TTM)
39.70%
Earnings per share change (TTM)
82.07%
3-year revenue growth (CAGR)
14.40%
10-year revenue growth (CAGR)
8.26%
3-year earnings per share growth (CAGR)
33.88%
10-year earnings per share growth (CAGR)
20.62%
3-year dividend per share growth (CAGR)
5.73%
What the Analysts think about SLM Corporation
Analyst ratings (Buy, Hold, Sell) for SLM Corporation stock.
Analyst projections of the future price of SLM Corporation stock.
Bulls say / Bears say
Federal changes cap Parent PLUS borrowing and phase out Grad PLUS, which could push more students and families towards private loans. SLM estimates the changes could add $4.5–$5 billion to its annual originations once fully phased in. (StockTitan, Federal Register)
Private-loan originations rose 4.5% year on year in the second quarter, and SLM expects full-year originations to grow 12%–14%. Its new parent and graduate loan products give it ways to compete for demand as federal lending changes take effect. (StockTitan, Sallie Mae)
SLM is returning capital through buybacks and dividends: it completed a $200 million accelerated repurchase in June, buying 9.3 million shares, and had $242 million of repurchase capacity remaining at quarter-end. It also declared a $0.13-per-share common dividend for the third quarter. (StockTitan, Sallie Mae)
Profitability came under pressure in the second quarter: net interest income fell by $44 million year on year, while net interest margin dropped to 4.75% from 5.31%. SLM attributed much of the decline to fewer loans on its balance sheet after a large loan sale and to lower yields on its assets. (Publicnow)
Credit costs are rising: quarterly net charge-offs increased to $113 million from $94 million a year earlier, and delinquencies rose to 3.72% from 3.51%. SLM also expects full-year net charge-offs of $365–$385 million, partly reflecting changes to its recovery approach. (StockTitan, Publicnow)
Spending is rising before the expected growth has fully arrived: second-quarter non-interest expenses increased by $28 million year on year to $195 million. SLM said much of the increase funded product upgrades and other initiatives to prepare for federal lending reforms, so the payoff remains to be demonstrated. (ROIC AI, Publicnow)
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2026.
SLM Corporation Financial Performance
Revenues and expenses
SLM Corporation Earnings Performance
Company profitability
Upcoming events
No upcoming events
SLM Corporation News
AllArticlesVideos
“How America Pays for College 2026” Finds Overwhelming Majority of Families Continue to View College as a Valuable Investment and More Than 8 in 10 Are Confident in How They Paid for It
Business Wire2 months ago
SLM Q2 Earnings Call Highlights
MarketBeat2 months ago
Sallie Mae Reports Second Quarter 2026 Financial Results
Business Wire2 months ago
Funds containing SLM Corporation
AllEURGBPUSD
Fund name | Fund size | $SLM weighting |
|---|---|---|
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.14% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.14% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.12% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.12% |
iShares MSCI World Small Cap$WSML | $9B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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