Talanx/€TLX
1D1W1MYTD1Y5YMAX
Capital at risk
About Talanx
Talanx AG is a major German insurance company that provides a broad range of insurance and financial services globally. Founded in 1996 and headquartered in Hannover, Germany, the company operates through different brands across its segments which include life insurance, property and casualty insurance, as well as reinsurance. Talanx operates in more than 150 countries, catering to retail, industrial, and corporate clients, making it one of the largest European insurance groups by premium income.
- Ticker
- €TLX
- Sector
- Finance
- Primary listing
- XETRA
- Employees
- 29,408
- Headquarters
- Hanover, Germany
- Website
- www.talanx.com
Talanx Metrics
BasicAdvanced
€31B
12.03
€10.08
0.34
€3.60
2.97%
Price and volume
Market cap
€31B
Beta
0.34
52-week high
€128.90
52-week low
€97.30
Average daily volume
137K
Dividend rate
€3.60
Financial strength
Current ratio
16.281
Quick ratio
12.265
Long term debt to equity
40.356
Total debt to equity
40.356
Dividend payout ratio (TTM)
35.69%
Interest coverage (TTM)
14.41%
Profitability
EBITDA (TTM)
5,546
Gross margin (TTM)
16.88%
Net profit margin (TTM)
6.13%
Operating margin (TTM)
12.43%
Effective tax rate (TTM)
23.73%
Revenue per employee (TTM)
€1,450,000
Management effectiveness
Return on assets (TTM)
1.80%
Return on equity (TTM)
20.37%
Valuation
Price to earnings (TTM)
12.029
Price to revenue (TTM)
0.736
Price to book
2.17
Price to tangible book (TTM)
2.58
Price to free cash flow (TTM)
3.254
Free cash flow yield (TTM)
30.73%
Free cash flow per share (TTM)
37.258
Dividend yield (TTM)
2.97%
Forward dividend yield
2.97%
Growth
Revenue change (TTM)
-6.06%
Earnings per share change (TTM)
15.20%
3-year revenue growth (CAGR)
1.65%
10-year revenue growth (CAGR)
3.40%
3-year earnings per share growth (CAGR)
44.49%
10-year earnings per share growth (CAGR)
11.95%
3-year dividend per share growth (CAGR)
21.64%
10-year dividend per share growth (CAGR)
10.72%
What the Analysts think about Talanx
Analyst ratings (Buy, Hold, Sell) for Talanx stock.
Analyst projections of the future price of Talanx stock.
Bulls say / Bears say
Talanx delivered record H1 2026 earnings, with net income up 9% to EUR 1.499 billion and all divisions contributing record earnings; management now expects full-year net income to be significantly above EUR 2.7 billion. (Talanx)
Underlying underwriting performance improved: the group combined ratio fell to 88.7% from 90.7%, insurance service result rose 15%, and the Solvency II ratio reached a strong 246% at June 30, 2026. (Talanx)
Earnings remain exposed to catastrophe and geopolitical volatility: H1 2026 included EUR 200 million of provisions for potential Iran-war losses, while management cautions that large losses and capital-market turbulence could derail its forecast. (Talanx)
Retail Germany remains a weak spot: revenue was almost flat after the Targobank partnership ended, while the combined ratio deteriorated to 93.0% and the investment result fell materially year over year. (Talanx)
Some reinsurance momentum is uneven: Life/Health Reinsurance EBIT declined to EUR 405 million from EUR 466 million, while Property/Casualty Reinsurance revenue fell 8% in reported euros, highlighting sensitivity to currency and business mix. (Talanx)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.
Talanx Financial Performance
Revenues and expenses
Talanx Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Talanx
AllEURGBPUSD
Fund name | Fund size | €TLX weighting |
|---|---|---|
iShares MDAX€EXID | €34M | 4.64% |
iShares MDAX€EXS3 | €1.5B | 4.33% |
SPDR S&P Euro Dividend Aristocrats€EUDV | €1.8B | 2.48% |
SPDR S&P Euro Dividend Aristocrats£EUDV | £1.6B | 2.48% |
iShares EURO STOXX Mid€DJMC | €572M | 0.88% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.