Tompkins Financial/$TMP
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Capital at risk
About Tompkins Financial
Tompkins Financial Corp is a Financial Holding Company. The company manages its operations through two business segments, consisting of banking and wealth management. It offers various products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. Wealth management activities include the results of the company's trust, financial planning, and wealth management services. The company generates the majority of its revenue from the Banking segment.
- Ticker
- $TMP
- Sector
- Finance
- Primary listing
- AMEX
- Employees
- 842
- Headquarters
- Ithaca, United States
- Website
- www.tompkinsfinancial.com
TMP Metrics
BasicAdvanced
$1.4B
8.02
$12.23
0.72
$2.69
2.86%
Price and volume
Market cap
$1.4B
Beta
0.72
52-week high
$102.59
52-week low
$61.88
Average daily volume
101K
Dividend rate
$2.69
Financial strength
Dividend payout ratio (TTM)
21.43%
Profitability
Net profit margin (TTM)
39.25%
Operating margin (TTM)
54.66%
Effective tax rate (TTM)
28.11%
Revenue per employee (TTM)
$530,000
Management effectiveness
Return on assets (TTM)
2.04%
Return on equity (TTM)
20.36%
Valuation
Price to earnings (TTM)
8.018
Price to revenue (TTM)
3.129
Price to book
1.46
Price to tangible book (TTM)
1.58
Price to free cash flow (TTM)
29.247
Free cash flow yield (TTM)
3.42%
Free cash flow per share (TTM)
3.353
Dividend yield (TTM)
2.74%
Forward dividend yield
2.86%
Growth
Revenue change (TTM)
45.77%
Earnings per share change (TTM)
120.31%
3-year revenue growth (CAGR)
15.52%
3-year earnings per share growth (CAGR)
36.77%
10-year earnings per share growth (CAGR)
12.43%
3-year dividend per share growth (CAGR)
3.27%
10-year dividend per share growth (CAGR)
4.14%
What the Analysts think about TMP
Analyst ratings (Buy, Hold, Sell) for Tompkins Financial stock.
Analyst projections of the future price of Tompkins Financial stock.
Bulls say / Bears say
Tompkins is showing strong operating momentum. Second-quarter diluted EPS rose 36% year on year to $2.04, marking a third consecutive quarter of record earnings, while the net interest margin widened 50 basis points to 3.58% and loans grew 6.9%. (Last10K)
The balance sheet is growing without an obvious funding squeeze. Deposits increased 4.7% year on year, the average cost of funds fell 16 basis points, Tier 1 capital to average assets rose to 10.69%, and the board raised the quarterly dividend by 13% from a year earlier. (StockTitan)
The post-insurance business is becoming leaner while retained fee income continues to grow. Wealth management fees rose 5.3% in the second quarter and non-interest expense fell 8.8% after the insurance sale, leaving Tompkins more focused on banking and wealth management. (Wedbush, Longbridge)
The insurance disposal has removed a sizeable recurring fee stream. Second-quarter non-interest income fell 41.7% year on year and first-half non-interest income fell 47.5%, with insurance revenue accounting for most of the decline. (Wedbush)
Credit risk is not absent, particularly as loan growth is concentrated in commercial real estate and commercial lending. Special Mention and Substandard loans rose to $140.0 million from $120.4 million in the previous quarter, including five performing loans downgraded during the period. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
TMP Financial Performance
Revenues and expenses
TMP Earnings Performance
Company profitability
Upcoming events
No upcoming events
TMP News
AllArticlesVideos
Funds containing TMP
AllUSDGBPEUR
Fund name | Fund size | $TMP weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.07% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.07% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.05% |
iShares MSCI World Small Cap$WSML | $9B | 0.02% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

