Tompkins Financial/$TMP

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About Tompkins Financial

Tompkins Financial Corp is a Financial Holding Company. The company manages its operations through two business segments, consisting of banking and wealth management. It offers various products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. Wealth management activities include the results of the company's trust, financial planning, and wealth management services. The company generates the majority of its revenue from the Banking segment.
Ticker
$TMP
Sector
Finance
Primary listing
AMEX
Employees
842

TMP Metrics

BasicAdvanced
$1.4B
8.02
$12.23
0.72
$2.69
2.86%

What the Analysts think about TMP

Analyst ratings (Buy, Hold, Sell) for Tompkins Financial stock.
Analyst projections of the future price of Tompkins Financial stock.

Bulls say / Bears say

Tompkins is showing strong operating momentum. Second-quarter diluted EPS rose 36% year on year to $2.04, marking a third consecutive quarter of record earnings, while the net interest margin widened 50 basis points to 3.58% and loans grew 6.9%. (Last10K)
The balance sheet is growing without an obvious funding squeeze. Deposits increased 4.7% year on year, the average cost of funds fell 16 basis points, Tier 1 capital to average assets rose to 10.69%, and the board raised the quarterly dividend by 13% from a year earlier. (StockTitan)
The post-insurance business is becoming leaner while retained fee income continues to grow. Wealth management fees rose 5.3% in the second quarter and non-interest expense fell 8.8% after the insurance sale, leaving Tompkins more focused on banking and wealth management. (Wedbush, Longbridge)
The insurance disposal has removed a sizeable recurring fee stream. Second-quarter non-interest income fell 41.7% year on year and first-half non-interest income fell 47.5%, with insurance revenue accounting for most of the decline. (Wedbush)
Credit risk is not absent, particularly as loan growth is concentrated in commercial real estate and commercial lending. Special Mention and Substandard loans rose to $140.0 million from $120.4 million in the previous quarter, including five performing loans downgraded during the period. (StockTitan)
The improved margin may be difficult to extend if funding costs rise or rates fall. The second-quarter margin was flat sequentially because stronger asset yields were partly offset by higher liability costs, while seasonal municipal-deposit outflows increased borrowing. (Last10K, Wedbush)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.

TMP Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

TMP Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing TMP

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