Trupanion/$TRUP
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About Trupanion
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the Company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions.
Ticker
$TRUP
Sector
Primary listing
Employees
1,130
Headquarters
Website
Trupanion Metrics
BasicAdvanced
$1.9B
177.74
$0.25
1.78
-
Price and volume
Market cap
$1.9B
Beta
1.78
52-week high
$57.89
52-week low
$31.00
Average daily volume
521K
Financial strength
Current ratio
1.69
Quick ratio
1.645
Long term debt to equity
31.823
Total debt to equity
32.203
Interest coverage (TTM)
0.61%
Profitability
EBITDA (TTM)
24.629
Gross margin (TTM)
21.74%
Net profit margin (TTM)
0.81%
Operating margin (TTM)
0.63%
Effective tax rate (TTM)
10.19%
Revenue per employee (TTM)
$1,200,000
Management effectiveness
Return on assets (TTM)
0.65%
Return on equity (TTM)
3.33%
Valuation
Price to earnings (TTM)
177.741
Price to revenue (TTM)
1.398
Price to book
5.41
Price to tangible book (TTM)
6.67
Price to free cash flow (TTM)
31.026
Free cash flow yield (TTM)
3.22%
Free cash flow per share (TTM)
1.442
Growth
Revenue change (TTM)
13.11%
Earnings per share change (TTM)
-155.64%
3-year revenue growth (CAGR)
19.28%
10-year revenue growth (CAGR)
26.36%
3-year earnings per share growth (CAGR)
-34.54%
10-year earnings per share growth (CAGR)
-11.59%
What the Analysts think about Trupanion
Analyst ratings (Buy, Hold, Sell) for Trupanion stock.
Bulls say / Bears say
Trupanion was the largest U.S. pet insurer in Q1 2025 with $302.0 million in direct premiums, an 11.7% year-over-year increase, underscoring its market leadership (S&P Global Market Intelligence).
Trupanion raised its full-year 2025 revenue guidance to $1.417 billion–$1.434 billion and subscription revenue guidance to $983 million–$992 million, reflecting management’s confidence in sustaining approximately 15% growth (S&P Capital IQ).
Trupanion swung to a net income of $9.4 million in Q2 2025 from a net loss in the prior year period and generated $12.0 million in free cash flow, highlighting its improving profitability and cash generation (Nasdaq).
Trupanion’s average short interest among U.S. insurers was 26.4% in 2024, the highest in the sector, indicating significant market skepticism (S&P Global Market Intelligence).
The average pet acquisition cost increased to $276 in Q2 2025 from $231 a year earlier, up 19%, which could pressure margins going forward (Investing.com).
Total enrolled pets declined 2% year-over-year to 1,660,455 in Q2 2025, reflecting challenges in driving new memberships beyond its core subscription growth (Nasdaq).
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
Trupanion Financial Performance
Revenues and expenses
Trupanion Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Trupanion stock?
Trupanion (TRUP) has a market cap of $1.9B as of September 16, 2025.
What is the P/E ratio for Trupanion stock?
The price to earnings (P/E) ratio for Trupanion (TRUP) stock is 177.74 as of September 16, 2025.
Does Trupanion stock pay dividends?
No, Trupanion (TRUP) stock does not pay dividends to its shareholders as of September 16, 2025.
When is the next Trupanion dividend payment date?
Trupanion (TRUP) stock does not pay dividends to its shareholders.
What is the beta indicator for Trupanion?
Trupanion (TRUP) has a beta rating of 1.78. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.