UMB Financial/$UMBF
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About UMB Financial
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
Ticker
$UMBF
Sector
Primary listing
Employees
3,698
Headquarters
Website
UMB Financial Metrics
BasicAdvanced
$9.2B
13.80
$8.74
0.75
$1.59
1.33%
Price and volume
Market cap
$9.2B
Beta
0.75
52-week high
$126.60
52-week low
$82.00
Average daily volume
548K
Dividend rate
$1.59
Financial strength
Dividend payout ratio (TTM)
19.13%
Profitability
Net profit margin (TTM)
27.10%
Operating margin (TTM)
37.07%
Effective tax rate (TTM)
18.53%
Revenue per employee (TTM)
$530,000
Management effectiveness
Return on assets (TTM)
0.91%
Return on equity (TTM)
10.05%
Valuation
Price to earnings (TTM)
13.803
Price to revenue (TTM)
3.691
Price to book
1.33
Price to tangible book (TTM)
2.02
Price to free cash flow (TTM)
10.85
Free cash flow yield (TTM)
9.22%
Free cash flow per share (TTM)
11.115
Dividend yield (TTM)
1.32%
Forward dividend yield
1.33%
Growth
Revenue change (TTM)
31.18%
Earnings per share change (TTM)
12.71%
3-year revenue growth (CAGR)
12.43%
3-year earnings per share growth (CAGR)
0.81%
10-year earnings per share growth (CAGR)
12.21%
3-year dividend per share growth (CAGR)
2.42%
10-year dividend per share growth (CAGR)
5.51%
What the Analysts think about UMB Financial
Analyst ratings (Buy, Hold, Sell) for UMB Financial stock.
Bulls say / Bears say
UMB Financial’s second-quarter net income surged 112.5% year-over-year to $215.4 million. Adjusted EPS reached $4.06, well above analysts’ expectations of $2.40, fueled by strong operating results and acquisition gains (Reuters).
The acquisition of Heartland Financial significantly boosted revenue growth and net interest margin, resulting in a 33.7% quarterly rise in noninterest income and stronger asset quality, according to CEO Mariner Kemper (Reuters).
Average loans increased 12.7% and average deposits grew 10.7% sequentially, reaching $36.4 billion and $55.6 billion, respectively, showing strong organic momentum and successful integration of HTLF balances (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
UMB Financial Financial Performance
Revenues and expenses
UMB Financial Earnings Performance
Company profitability
UMB Financial News
AllArticlesVideos
UMB Healthcare Services Completes Acquisition of Health Savings Account Portfolio from Old National Bank
Business Wire2 weeks ago
Regional-bank stocks are catching up to larger rivals. How to play the sector from here.
Market Watch3 weeks ago
UMB Announces Conference Call to Discuss Second Quarter 2025 Results
Business Wire2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Oct1
UMB Financial
DividendPayment
$0.40Per share
FAQs
What’s the current market cap for UMB Financial stock?
UMB Financial (UMBF) has a market cap of $9.2B as of September 16, 2025.
What is the P/E ratio for UMB Financial stock?
The price to earnings (P/E) ratio for UMB Financial (UMBF) stock is 13.8 as of September 16, 2025.
Does UMB Financial stock pay dividends?
Yes, the UMB Financial (UMBF) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is $1.59 and the yield is 1.33%. UMB Financial has a payout ratio of 19.13% on a trailing twelve-month basis.
When is the next UMB Financial dividend payment date?
The next UMB Financial (UMBF) dividend payment is scheduled for October 01, 2025.
What is the beta indicator for UMB Financial?
UMB Financial (UMBF) has a beta rating of 0.75. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.