Upbound Group/$UPBD
1D1W1MYTD1Y5YMAX
Capital at risk
About Upbound Group
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
- Ticker
- $UPBD
- Sector
- Consumer Discretionary
- Primary listing
- NASDAQ
- Employees
- 12,050
- Headquarters
- Plano, United States
- Website
- www.upbound.com
Upbound Group Metrics
BasicAdvanced
$928M
10.26
$1.55
1.78
$1.56
9.81%
Price and volume
Market cap
$928M
Beta
1.78
52-week high
$23.98
52-week low
$15.13
Average daily volume
899K
Dividend rate
$1.56
Financial strength
Current ratio
3.126
Quick ratio
0.441
Long term debt to equity
2.329
Total debt to equity
2.329
Dividend payout ratio (TTM)
100.05%
Interest coverage (TTM)
3.26%
Profitability
EBITDA (TTM)
495.403
Gross margin (TTM)
49.13%
Net profit margin (TTM)
1.90%
Operating margin (TTM)
7.50%
Effective tax rate (TTM)
30.65%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
6.82%
Return on equity (TTM)
12.73%
Valuation
Price to earnings (TTM)
10.257
Price to revenue (TTM)
0.192
Price to book
1.26
Price to tangible book (TTM)
3.78
Price to free cash flow (TTM)
2.562
Free cash flow yield (TTM)
39.04%
Free cash flow per share (TTM)
6.211
Dividend yield (TTM)
9.81%
Forward dividend yield
9.81%
Growth
Revenue change (TTM)
5.85%
Earnings per share change (TTM)
-12.87%
3-year revenue growth (CAGR)
5.77%
10-year revenue growth (CAGR)
4.11%
3-year earnings per share growth (CAGR)
284.04%
10-year earnings per share growth (CAGR)
-21.85%
3-year dividend per share growth (CAGR)
4.68%
10-year dividend per share growth (CAGR)
6.91%
What the Analysts think about Upbound Group
Analyst ratings (Buy, Hold, Sell) for Upbound Group stock.
Analyst projections of the future price of Upbound Group stock.
Bulls say / Bears say
Acima’s credit economics improved despite weaker volume: its lease charge-off rate fell 50 basis points year on year to 8.8%, while adjusted EBITDA margin expanded 117 basis points to 16.2%. This suggests the underwriting changes are improving portfolio quality and profitability. (Upbound Group, Last10K)
Upbound generated $123 million of operating cash flow and $84 million of free cash flow in the second quarter, helping it reduce leverage and raise full-year free-cash-flow guidance to about $250 million. Stronger cash generation gives the company more flexibility to invest, repay debt and return capital. (Last10K, StockTitan)
Upbound recorded $60.2 million of legal accruals at 30 June for regulatory and litigation matters involving Acima. Ongoing state investigations and New York litigation could bring further costs or force changes to commercial practices in its largest segment. (StockTitan, Seeking Alpha)
Cybersecurity incidents led to about $13.3 million of fraudulent Acima contract losses in the second quarter, and the investigation and remediation are still under way. Further losses or higher fraud controls could reduce earnings and weaken confidence in the platform. (StockTitan, Exa)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
Upbound Group Financial Performance
Revenues and expenses
Upbound Group Earnings Performance
Company profitability
Upcoming events
Upbound Group News
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Funds containing Upbound Group
AllUSDGBPEUR
Fund name | Fund size | $UPBD weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.05% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.05% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.03% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.03% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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