US Bank/$USB
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About US Bank
With assets of around $695 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.
Ticker
$USB
Sector
Primary listing
NYSE
Employees
70,263
Headquarters
Website
US Bank Metrics
BasicAdvanced
$74B
10.83
$4.37
1.11
$2.02
4.40%
Price and volume
Market cap
$74B
Beta
1.11
52-week high
$53.28
52-week low
$35.18
Average daily volume
9.4M
Dividend rate
$2.02
Financial strength
Dividend payout ratio (TTM)
48.40%
Profitability
Net profit margin (TTM)
27.63%
Operating margin (TTM)
36.92%
Effective tax rate (TTM)
20.64%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
1.04%
Return on equity (TTM)
11.72%
Valuation
Price to earnings (TTM)
10.829
Price to revenue (TTM)
2.835
Price to book
1.3
Price to tangible book (TTM)
1.74
Price to free cash flow (TTM)
7.713
Free cash flow yield (TTM)
12.96%
Free cash flow per share (TTM)
6.135
Dividend yield (TTM)
4.27%
Forward dividend yield
4.40%
Growth
Revenue change (TTM)
4.48%
Earnings per share change (TTM)
34.24%
3-year revenue growth (CAGR)
4.69%
3-year earnings per share growth (CAGR)
1.42%
10-year earnings per share growth (CAGR)
3.33%
3-year dividend per share growth (CAGR)
2.79%
10-year dividend per share growth (CAGR)
7.28%
What the Analysts think about US Bank
Analyst ratings (Buy, Hold, Sell) for US Bank stock.
Bulls say / Bears say
U.S. Bancorp reported record Q3 2025 results, posting net income of $2.00 billion (up 16.7% year-over-year) on net revenue of $7.33 billion (up 6.8%), exceeding consensus forecasts and demonstrating strong franchise performance (WSJ).
Net interest margin widened by 9 basis points quarter-over-quarter to 2.75% in Q3 2025, supporting net interest income growth and demonstrating effective balance-sheet management (U.S. Bancorp Q3 press release).
The relaunch of U.S. Bank’s institutional bitcoin custody service allows the bank to tap into the fast-growing crypto ETF market, capturing fees in an area currently led by companies like Coinbase and diversifying revenue streams (Reuters).
Loan growth was modest, with average total loans increasing only 1.4% year-over-year in Q3 2025, reflecting limited expansion of credit in a competitive market (U.S. Bancorp Q3 press release).
Provision for credit losses rose to $571 million in Q3 2025, higher than previous periods, indicating heightened concern regarding asset quality as the bank increases lending (WSJ).
Leading banks including Barclays and BNP Paribas now expect the Federal Reserve to cut rates in September and December 2025, which could pressure U.S. Bancorp’s net interest margins and reduce future net interest income (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 7 Nov 2025.
US Bank Financial Performance
Revenues and expenses
US Bank Earnings Performance
Company profitability
US Bank News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Upcoming events
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FAQs
What’s the current market cap for US Bank stock?
US Bank (USB) has a market cap of $74B as of November 08, 2025.
What is the P/E ratio for US Bank stock?
The price to earnings (P/E) ratio for US Bank (USB) stock is 10.83 as of November 08, 2025.
Does US Bank stock pay dividends?
Yes, the US Bank (USB) stock pays dividends to shareholders. As of November 08, 2025, the dividend rate is $2.02 and the yield is 4.4%. US Bank has a payout ratio of 48.4% on a trailing twelve-month basis.
When is the next US Bank dividend payment date?
The next US Bank (USB) dividend payment date is unconfirmed.
What is the beta indicator for US Bank?
US Bank (USB) has a beta rating of 1.11. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.