Washington Federal/$WAFD
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About Washington Federal
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
Ticker
$WAFD
Sector
Primary listing
Employees
2,208
Headquarters
Website
WAFD Metrics
BasicAdvanced
$2.5B
11.87
$2.62
0.88
$1.07
3.47%
Price and volume
Market cap
$2.5B
Beta
0.88
52-week high
$37.60
52-week low
$23.75
Average daily volume
385K
Dividend rate
$1.07
Financial strength
Dividend payout ratio (TTM)
43.81%
Profitability
Net profit margin (TTM)
31.42%
Operating margin (TTM)
44.96%
Effective tax rate (TTM)
22.58%
Revenue per employee (TTM)
$330,000
Management effectiveness
Return on assets (TTM)
0.82%
Return on equity (TTM)
7.59%
Valuation
Price to earnings (TTM)
11.873
Price to revenue (TTM)
3.488
Price to book
0.91
Price to tangible book (TTM)
1.08
Price to free cash flow (TTM)
10.593
Free cash flow yield (TTM)
9.44%
Free cash flow per share (TTM)
2.936
Dividend yield (TTM)
3.44%
Forward dividend yield
3.47%
Growth
Revenue change (TTM)
8.14%
Earnings per share change (TTM)
5.28%
3-year revenue growth (CAGR)
5.01%
3-year earnings per share growth (CAGR)
-4.85%
10-year earnings per share growth (CAGR)
4.85%
3-year dividend per share growth (CAGR)
-35.07%
10-year dividend per share growth (CAGR)
7.08%
What the Analysts think about WAFD
Analyst ratings (Buy, Hold, Sell) for Washington Federal stock.
Bulls say / Bears say
WaFd reported diluted EPS of $0.65 for Q2 2025, surpassing analyst expectations of $0.58 and lifting net income 19% to $56.25 million quarter-over-quarter (Investing.com).
Net interest margin increased to 2.55% in Q2 2025 from 2.39% in Q1, reflecting improved funding costs and stronger profitability (Investing.com).
Non-interest income rose 20% quarter-over-quarter, led by higher revenues from WaFd Insurance, strengthening revenue diversification (Investing.com).
WaFd announced its exit from mortgage lending after over 100 years, reducing revenue diversification and affecting about 8% of its workforce (American Banker).
Net loans remained flat at $20.92 billion as of March 31, 2025, indicating no growth in a core revenue segment (Investing.com).
Shares have fallen about 7.75% year-to-date and are trading near their 52-week low, highlighting ongoing market skepticism toward regional bank stocks (CNBC).
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
WAFD Financial Performance
Revenues and expenses
WAFD Earnings Performance
Company profitability
WAFD News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Washington Federal stock?
Washington Federal (WAFD) has a market cap of $2.5B as of September 18, 2025.
What is the P/E ratio for Washington Federal stock?
The price to earnings (P/E) ratio for Washington Federal (WAFD) stock is 11.87 as of September 18, 2025.
Does Washington Federal stock pay dividends?
Yes, the Washington Federal (WAFD) stock pays dividends to shareholders. As of September 18, 2025, the dividend rate is $1.07 and the yield is 3.47%. Washington Federal has a payout ratio of 43.81% on a trailing twelve-month basis.
When is the next Washington Federal dividend payment date?
The next Washington Federal (WAFD) dividend payment date is unconfirmed.
What is the beta indicator for Washington Federal?
Washington Federal (WAFD) has a beta rating of 0.88. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.