World Acceptance Corporation/$WRLD
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About World Acceptance Corporation
World Acceptance Corp operates a small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. It also offers income tax return preparation services to its loan customers and other individuals. The Company operates 1,024 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin.
Ticker
$WRLD
Sector
Primary listing
Employees
2,838
Headquarters
Website
WRLD Metrics
BasicAdvanced
$634M
12.28
$10.75
1.35
-
Price and volume
Market cap
$634M
Beta
1.35
52-week high
$185.48
52-week low
$104.99
Average daily volume
67K
Financial strength
Current ratio
24.16
Quick ratio
24.16
Long term debt to equity
180.526
Total debt to equity
180.526
Interest coverage (TTM)
2.54%
Profitability
EBITDA (TTM)
127.403
Gross margin (TTM)
68.90%
Net profit margin (TTM)
10.00%
Operating margin (TTM)
20.64%
Effective tax rate (TTM)
20.07%
Revenue per employee (TTM)
$200,000
Management effectiveness
Return on assets (TTM)
6.97%
Return on equity (TTM)
14.57%
Valuation
Price to earnings (TTM)
12.281
Price to revenue (TTM)
1.209
Price to book
1.73
Price to tangible book (TTM)
1.8
Growth
Revenue change (TTM)
2.34%
Earnings per share change (TTM)
-27.04%
3-year revenue growth (CAGR)
-2.78%
10-year revenue growth (CAGR)
-0.33%
3-year earnings per share growth (CAGR)
57.70%
10-year earnings per share growth (CAGR)
-1.35%
What the Analysts think about WRLD
Analyst ratings (Buy, Hold, Sell) for World Acceptance Corporation stock.
Bulls say / Bears say
Rising delinquencies in the subprime auto sector are putting nonprime lenders under increased scrutiny, as recent U.S. auto bankruptcies reveal mounting credit stress among World Acceptance’s core customers (Reuters).
PrimaLend Capital Partners, a buy-here-pay-here auto lender, has filed for bankruptcy, highlighting the insolvency risks subprime finance firms face from elevated borrowing costs and persistent inflation (Reuters).
Subprime auto loan delinquencies have climbed above 6% to a record high, with vehicle repossessions hitting 1.73 million last year—reflecting increased credit risk for the low-income borrowers World Acceptance serves (WSJ).
Data summarised monthly by Lightyear AI. Last updated on 7 Nov 2025.
WRLD Financial Performance
Revenues and expenses
WRLD Earnings Performance
Company profitability
WRLD News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
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FAQs
What’s the current market cap for World Acceptance Corporation stock?
World Acceptance Corporation (WRLD) has a market cap of $634M as of November 09, 2025.
What is the P/E ratio for World Acceptance Corporation stock?
The price to earnings (P/E) ratio for World Acceptance Corporation (WRLD) stock is 12.28 as of November 09, 2025.
Does World Acceptance Corporation stock pay dividends?
No, World Acceptance Corporation (WRLD) stock does not pay dividends to its shareholders as of November 09, 2025.
When is the next World Acceptance Corporation dividend payment date?
World Acceptance Corporation (WRLD) stock does not pay dividends to its shareholders.
What is the beta indicator for World Acceptance Corporation?
World Acceptance Corporation (WRLD) has a beta rating of 1.35. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.