World Acceptance Corporation/$WRLD
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About World Acceptance Corporation
World Acceptance Corp operates a small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. It also offers income tax return preparation services to its loan customers and other individuals. The Company operates 1,024 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin.
Ticker
$WRLD
Sector
Primary listing
Employees
2,838
Headquarters
Website
WRLD Metrics
BasicAdvanced
$902M
11.63
$14.92
1.35
-
Price and volume
Market cap
$902M
Beta
1.35
52-week high
$185.48
52-week low
$104.99
Average daily volume
53K
Financial strength
Current ratio
13.029
Quick ratio
13.029
Long term debt to equity
128.275
Total debt to equity
128.275
Interest coverage (TTM)
3.37%
Profitability
EBITDA (TTM)
153.533
Gross margin (TTM)
69.30%
Net profit margin (TTM)
14.29%
Operating margin (TTM)
25.28%
Effective tax rate (TTM)
19.67%
Revenue per employee (TTM)
$200,000
Management effectiveness
Return on assets (TTM)
8.66%
Return on equity (TTM)
19.08%
Valuation
Price to earnings (TTM)
11.627
Price to revenue (TTM)
1.637
Price to book
2.11
Price to tangible book (TTM)
2.22
Price to free cash flow (TTM)
3.573
Free cash flow yield (TTM)
27.98%
Free cash flow per share (TTM)
48.544
Growth
Revenue change (TTM)
0.80%
Earnings per share change (TTM)
10.94%
3-year revenue growth (CAGR)
-2.26%
10-year revenue growth (CAGR)
-0.58%
3-year earnings per share growth (CAGR)
46.17%
10-year earnings per share growth (CAGR)
1.91%
What the Analysts think about WRLD
Analyst ratings (Buy, Hold, Sell) for World Acceptance Corporation stock.
Bulls say / Bears say
Same-store gross loans rose 1.1% year-over-year as of June 30, 2025, reversing an 8.3% decline in the previous period and suggesting stabilization in the company's core lending volumes (Nasdaq)
The customer base expanded 5.9% year-over-year in Q1 FY2026, compared to a 2.1% decrease a year earlier, indicating improved customer acquisition and retention (Nasdaq)
Total revenues increased 2.3% to $132.5 million, driven by a 3.7% rise in interest and fee income, showing resilient top-line performance despite credit pressures (Nasdaq)
Net income fell sharply to $1.3 million (EPS $0.25) in Q1 FY2026 from $9.9 million ($1.79) a year ago, highlighting a significant decline in profitability (Nasdaq)
Provision for credit losses increased 11.2% to $50.5 million and net charge-offs reached 19.4% of average net loans, pointing to higher credit costs and worsening portfolio quality (Nasdaq)
General & administrative expenses rose 14.6% to $70.4 million, representing 53.1% of revenue, which meaningfully compressed operating margins (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2025.
WRLD Financial Performance
Revenues and expenses
WRLD Earnings Performance
Company profitability
WRLD News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for World Acceptance Corporation stock?
World Acceptance Corporation (WRLD) has a market cap of $902M as of October 20, 2025.
What is the P/E ratio for World Acceptance Corporation stock?
The price to earnings (P/E) ratio for World Acceptance Corporation (WRLD) stock is 11.63 as of October 20, 2025.
Does World Acceptance Corporation stock pay dividends?
No, World Acceptance Corporation (WRLD) stock does not pay dividends to its shareholders as of October 20, 2025.
When is the next World Acceptance Corporation dividend payment date?
World Acceptance Corporation (WRLD) stock does not pay dividends to its shareholders.
What is the beta indicator for World Acceptance Corporation?
World Acceptance Corporation (WRLD) has a beta rating of 1.35. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.