X Financial/$XYF
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About X Financial
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.
Ticker
$XYF
Sector
Primary listing
NYSE
Employees
563
Headquarters
Website
X Financial Metrics
BasicAdvanced
$154M
0.71
$5.10
-
$0.51
14.95%
Price and volume
Market cap
$154M
52-week high
$20.36
52-week low
$3.30
Average daily volume
162K
Dividend rate
$0.51
Financial strength
Current ratio
5.028
Quick ratio
1.685
Total debt to equity
5.226
Profitability
EBITDA (TTM)
700.722
Gross margin (TTM)
69.10%
Net profit margin (TTM)
19.17%
Operating margin (TTM)
63.31%
Effective tax rate (TTM)
16.61%
Revenue per employee (TTM)
$1,963,170
Management effectiveness
Return on assets (TTM)
22.83%
Return on equity (TTM)
19.80%
Valuation
Price to earnings (TTM)
0.714
Price to revenue (TTM)
0.134
Price to book
0.02
Price to tangible book (TTM)
0.02
Dividend yield (TTM)
14.12%
Forward dividend yield
14.95%
Growth
Revenue change (TTM)
30.10%
Earnings per share change (TTM)
11.81%
3-year revenue growth (CAGR)
28.95%
3-year earnings per share growth (CAGR)
32.56%
X Financial Financial Performance
Revenues and expenses
X Financial Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
FAQs
What’s the current market cap for X Financial stock?
X Financial (XYF) has a market cap of $154M as of March 30, 2026.
What is the P/E ratio for X Financial stock?
The price to earnings (P/E) ratio for X Financial (XYF) stock is 0.71 as of March 30, 2026.
Does X Financial stock pay dividends?
Yes, the X Financial (XYF) stock pays dividends to shareholders. As of March 30, 2026, the dividend rate is $0.514 and the yield is 14.95%. X Financial has a payout ratio of 0% on a trailing twelve-month basis.
When is the next X Financial dividend payment date?
The next X Financial (XYF) dividend payment is scheduled for May 20, 2026.
What is the beta indicator for X Financial?
X Financial (XYF) does not currently have a Beta indicator.