Credit Agricole/€ACA
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Capital at risk
About Credit Agricole
Credit Agricole is a major French banking group operating primarily in retail banking, corporate and investment banking, savings management, and insurance. Known for its cooperative banking model, it serves individual customers, SMEs, large companies, and local governments. The bank's origins date back to the late 19th century, and it is headquartered in Montrouge, France. Credit Agricole has a strong presence in Europe and a growing international footprint. Its strategic focus includes sustainable financing and digital transformation. The institution emphasizes customer proximity and adaptability in its wide range of financial products and services.
- Ticker
- €ACA
- Sector
- Finance
- Primary listing
- PAR
- Employees
- 79,848
- Headquarters
- Montrouge, France
- Website
- www.credit-agricole.com
Credit Agricole Metrics
BasicAdvanced
€51B
8.38
€2.02
0.81
€1.13
6.66%
Price and volume
Market cap
€51B
Beta
0.81
52-week high
€20.40
52-week low
€15.35
Average daily volume
4.2M
Dividend rate
€1.13
Financial strength
Dividend payout ratio (TTM)
50.52%
Profitability
Net profit margin (TTM)
25.32%
Operating margin (TTM)
39.41%
Effective tax rate (TTM)
26.38%
Revenue per employee (TTM)
€330,000
Management effectiveness
Return on assets (TTM)
0.31%
Return on equity (TTM)
8.61%
Valuation
Price to earnings (TTM)
8.384
Price to revenue (TTM)
1.906
Price to book
0.73
Price to tangible book (TTM)
1.02
Price to free cash flow (TTM)
-6.003
Free cash flow yield (TTM)
-16.66%
Free cash flow per share (TTM)
-2.825
Dividend yield (TTM)
6.66%
Forward dividend yield
6.66%
Growth
Revenue change (TTM)
-1.47%
Earnings per share change (TTM)
-12.97%
3-year revenue growth (CAGR)
5.27%
3-year earnings per share growth (CAGR)
1.25%
10-year earnings per share growth (CAGR)
6.51%
3-year dividend per share growth (CAGR)
17.42%
10-year dividend per share growth (CAGR)
10.98%
What the Analysts think about Credit Agricole
Analyst ratings (Buy, Hold, Sell) for Credit Agricole stock.
Analyst projections of the future price of Credit Agricole stock.
Bulls say / Bears say
Second-quarter revenue rose 7.7% and operating expenses grew more slowly, helping operating profit increase 11.4%; Reuters reported that results beat expectations. That points to improving earnings momentum across the bank’s businesses. (Reuters)
Insurance premiums reached a record €15bn in the second quarter, while Amundi attracted €24bn of net inflows in the first half. Strong savings and insurance activity gives the group earnings drivers beyond traditional lending. (Crédit Agricole)
The group reported a 17.2% CET1 capital ratio and €475bn of liquidity reserves at the end of the first half. These sizeable buffers give it capacity to absorb shocks and support lending and investment. (Crédit Agricole)
First-quarter earnings missed forecasts as provisions for potential bad loans rose more than 32% year on year to €547m, with the bank citing geopolitical and economic uncertainty. Further deterioration could keep credit costs elevated and weigh on profit. (Reuters)
The bank describes France as facing subdued growth, high corporate defaults and political uncertainty ahead of the 2027 election. A weaker domestic economy could increase borrower stress and undermine loan growth in a key market. (Crédit Agricole)
The consumer-finance business faces both legal and cyclical pressure: Crédit Agricole booked an additional provision for UK car-loan litigation, and its second-quarter update flagged adverse automotive conditions affecting used-vehicle sales. These issues could weigh on the division’s earnings. (GlobeNewswire, Crédit Agricole)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.
Credit Agricole Financial Performance
Revenues and expenses
Credit Agricole Earnings Performance
Company profitability
Upcoming events
Funds containing Credit Agricole
AllEURGBPUSD
Fund name | Fund size | €ACA weighting |
|---|---|---|
iShares Euro Dividend€IDVY | €1.7B | 3.78% |
iShares EURO STOXX Select Dividend 30€EXSG | €625M | 3.76% |
iShares STOXX Europe Select Dividend 30€EXSH | €1.4B | 2.92% |
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 1.46% |
iShares EURO STOXX Banks 30-15€EXA1 | €257M | 1.46% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.