Alerus Financial/$ALRS
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Alerus Financial
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and Mortgage. It provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services as well as wealth management services, including financial & estate planning, trust, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
Ticker
$ALRS
Sector
Primary listing
Employees
869
Headquarters
Website
Alerus Financial Metrics
BasicAdvanced
$528M
13.06
$1.59
0.72
$0.82
4.04%
Price and volume
Market cap
$528M
Beta
0.72
52-week high
$24.33
52-week low
$15.78
Average daily volume
81K
Dividend rate
$0.82
Financial strength
Dividend payout ratio (TTM)
47.37%
Profitability
Net profit margin (TTM)
15.35%
Operating margin (TTM)
27.74%
Effective tax rate (TTM)
23.23%
Revenue per employee (TTM)
$290,000
Management effectiveness
Return on assets (TTM)
0.80%
Return on equity (TTM)
8.54%
Valuation
Price to earnings (TTM)
13.065
Price to revenue (TTM)
1.968
Price to book
0.99
Price to tangible book (TTM)
1.29
Price to free cash flow (TTM)
14.129
Free cash flow yield (TTM)
7.08%
Free cash flow per share (TTM)
1.473
Dividend yield (TTM)
3.94%
Forward dividend yield
4.04%
Growth
Revenue change (TTM)
53.68%
Earnings per share change (TTM)
350.15%
3-year revenue growth (CAGR)
4.60%
3-year earnings per share growth (CAGR)
-14.51%
10-year earnings per share growth (CAGR)
0.59%
3-year dividend per share growth (CAGR)
7.06%
10-year dividend per share growth (CAGR)
7.31%
What the Analysts think about Alerus Financial
Analyst ratings (Buy, Hold, Sell) for Alerus Financial stock.
Bulls say / Bears say
Alerus posted adjusted EPS of $0.72 in Q2 2025, beating the $0.55 consensus by nearly 31%, and delivered revenue of $74.79 million versus a $69.98 million forecast, underscoring strong execution and top-line momentum (Investing.com)
Fee-based income continued to drive growth, with fee income up 15% quarter-over-quarter to $31.8 million—42% of total revenues—demonstrating the resilience of its wealth and retirement services (Investing.com)
Alerus raised its quarterly dividend by 5% to $0.21 per share in Q2 2025, marking the 39th consecutive annual increase and reflecting disciplined capital management and shareholder returns (Business Wire)
Deposits declined 3.3% quarter-over-quarter to $4.3 billion as of June 30, 2025, with noninterest-bearing deposits falling, suggesting potential funding pressure in a competitive rate environment (Investing.com)
Net charge-offs to average loans rose to 0.37% in Q2 2025 from 0.04% in Q1 2025, driven by a $3.4 million hospitality loan sale, indicating elevated credit risk and potential earnings volatility (Business Wire)
Alerus moved $50.2 million of non-owner occupied hospitality loans to held-for-sale status in Q2 2025, highlighting exposure to stressed commercial real estate and reliance on one-off portfolio actions (Business Wire)
Data summarised monthly by Lightyear AI. Last updated on 13 Oct 2025.
Alerus Financial Financial Performance
Revenues and expenses
Alerus Financial Earnings Performance
Company profitability
Alerus Financial News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Alerus Financial stock?
Alerus Financial (ALRS) has a market cap of $528M as of October 14, 2025.
What is the P/E ratio for Alerus Financial stock?
The price to earnings (P/E) ratio for Alerus Financial (ALRS) stock is 13.06 as of October 14, 2025.
Does Alerus Financial stock pay dividends?
Yes, the Alerus Financial (ALRS) stock pays dividends to shareholders. As of October 14, 2025, the dividend rate is $0.82 and the yield is 4.04%. Alerus Financial has a payout ratio of 47.37% on a trailing twelve-month basis.
When is the next Alerus Financial dividend payment date?
The next Alerus Financial (ALRS) dividend payment date is unconfirmed.
What is the beta indicator for Alerus Financial?
Alerus Financial (ALRS) has a beta rating of 0.72. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.