Amalgamated Financial/$AMAL
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About Amalgamated Financial
Amalgamated Financial Corp is a bank holding company. It is a full-service commercial bank and a chartered trust company. It provides commercial banking and trust services nationally and offers various products and services to commercial and retail customers. It offers a complete suite of commercial and retail banking, investment management and trust and custody services.
Ticker
$AMAL
Sector
Primary listing
Employees
429
Headquarters
Website
AMAL Metrics
BasicAdvanced
$834M
8.39
$3.32
0.84
$0.54
2.01%
Price and volume
Market cap
$834M
Beta
0.84
52-week high
$37.26
52-week low
$25.03
Average daily volume
175K
Dividend rate
$0.54
Financial strength
Dividend payout ratio (TTM)
16.32%
Profitability
Net profit margin (TTM)
33.33%
Operating margin (TTM)
46.94%
Effective tax rate (TTM)
26.90%
Revenue per employee (TTM)
$720,000
Management effectiveness
Return on assets (TTM)
1.20%
Return on equity (TTM)
13.88%
Valuation
Price to earnings (TTM)
8.394
Price to revenue (TTM)
2.772
Price to book
1.08
Price to tangible book (TTM)
1.1
Price to free cash flow (TTM)
6.823
Free cash flow yield (TTM)
14.66%
Free cash flow per share (TTM)
4.085
Dividend yield (TTM)
1.94%
Forward dividend yield
2.01%
Growth
Revenue change (TTM)
1.28%
Earnings per share change (TTM)
-2.05%
3-year revenue growth (CAGR)
9.02%
3-year earnings per share growth (CAGR)
12.52%
3-year dividend per share growth (CAGR)
18.10%
What the Analysts think about AMAL
Analyst ratings (Buy, Hold, Sell) for Amalgamated Financial stock.
Bulls say / Bears say
Net interest margin widened to 3.60% in Q3 2025 from 3.55% in Q2, supported by higher loan yields and resulting in increased net interest income.
On-balance sheet deposits grew by $321.2 million, or 4.3%, to $7.7 billion in Q2 2025, signaling strong deposit gathering momentum.
Nonperforming assets fell by 34.6% to $23 million in Q3 2025, showing improved asset quality and greater loan portfolio stability.
Provision for credit losses rose sharply to $4.9 million in Q2 2025 from $0.6 million in Q1, reflecting increased reserves for a syndicated commercial and industrial loan as well as consumer solar exposures, indicating higher credit risk.
Quarterly net charge-offs climbed to 0.81% of average loans in Q3 2025, up from 0.61% in Q2, pointing to a worsening in certain loan categories.
The allowance for credit losses as a percentage of total loans dropped from 1.35% to 1.18% in Q3 2025, even as net charge-offs increased, raising concerns about possible under-provisioning.
Data summarised monthly by Lightyear AI. Last updated on 8 Nov 2025.
AMAL Financial Performance
Revenues and expenses
AMAL Earnings Performance
Company profitability
AMAL News
AllArticlesVideos
Amalgamated Financial Corp. Reports Third Quarter 2025 Financial Results; Rock Solid Balance Sheet; Margin Expands to 3.60%
Business Wire2 weeks ago
Amalgamated Bank Commits $250 Million to FASTPACE Platform to Accelerate C-PACE Lending Nationwide
Business Wire2 weeks ago
Amalgamated Financial Corp. Declares Regular Quarterly Dividend
Business Wire3 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Amalgamated Financial stock?
Amalgamated Financial (AMAL) has a market cap of $834M as of November 09, 2025.
What is the P/E ratio for Amalgamated Financial stock?
The price to earnings (P/E) ratio for Amalgamated Financial (AMAL) stock is 8.39 as of November 09, 2025.
Does Amalgamated Financial stock pay dividends?
Yes, the Amalgamated Financial (AMAL) stock pays dividends to shareholders. As of November 09, 2025, the dividend rate is $0.54 and the yield is 2.01%. Amalgamated Financial has a payout ratio of 16.32% on a trailing twelve-month basis.
When is the next Amalgamated Financial dividend payment date?
The next Amalgamated Financial (AMAL) dividend payment is scheduled for November 20, 2025.
What is the beta indicator for Amalgamated Financial?
Amalgamated Financial (AMAL) has a beta rating of 0.84. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.